Comparison

My Security Benefit vs SocialSecurityBenefitOptimizer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Security Benefit

Manage your retirement accounts and access planning tools. Estimate retirement income, view account balances, and adjust your investment mix. Track your progress with a personalized real-time score to optimize your retirement plan.

Highlights
  • Retirement income estimation
  • Account balance and performance viewing
  • Investment mix adjustment
  • Real-time personal retirement score
  • Retirement plan optimization
Read full description

With the My Security Benefit app, you will be able to quickly and conveniently manage your existing Security Benefit mutual fund retirement accounts—providing easy anytime access to a full suite of retirement planning tools! Use the My Security Benefit app to: • Calculate and estimate your retirement income needs • View account balance, year-to-date contributions, and rates of return • Change your investment mix, and view investment performance • Determine your own personal "score" in real-time so you can create, adjust, and optimize your retirement plan actively and accurately. Note: My Security Benefit App is designed for use with our mutual fund employer sponsored retirement accounts and IRA mutual fund accounts (not for annuity contracts). If you encounter an error or have a feature request, let us help you one-on-one. Please contact us directly at 800.747.3942. Disclosure: This is not an offer to purchase a security. All brokerage services are provided by your local independent financial representative. Services are offered through Security Distributors, a subsidiary of Security Benefit Corporation (Security Benefit). Security Benefit is not affiliated with your brokerage firm or its representatives.

About

SocialSecurityBenefitOptimizer

This app helps you determine the best age to claim Social Security benefits. By inputting your life expectancy, expected investment returns, and primary insurance amount, it calculates the optimal claiming age to maximize your total lifetime benefit.

Highlights
  • Optimal claiming age calculation
  • Lifetime benefit maximization
  • Life expectancy input
  • Investment return input
  • Primary insurance amount input
Read full description

The Social Security Optimizer app provides the most optimal age for claiming social security. With easy input from user on the life expectancy, primary insurance amount (monthly benefit at full retirement age) and expected investment return etc., it optimizes the cumulative lifetime benefit and calculates the optimal claiming age to maximize the cumulative lifetime benefit.

Screenshots

My Security Benefit4 screens

Verdict

The call

The clearest difference is review sentiment: SocialSecurityBenefitOptimizer at 100% against My Security Benefit's 31%. SocialSecurityBenefitOptimizer also leads on monetization model (free vs free with in-app purchases). My Security Benefit's advantage is device support and iOS requirement (12.0 vs 15.0). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard4 real differences · 6 level
My Security Benefit versus SocialSecurityBenefitOptimizer: the parameters behind the verdict, then further details
ParameterMy Security BenefitSocialSecurityBenefitOptimizer
PriceFreeFree
Rating4.1 (55 ratings) — better—
Positive reviews31.3% of reviews100.0% of reviews — better
Number of ratings55 — better—
Update frequencyEvery 5 weeks—
AdsYes—
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — better—
Requires iOS12.0 — better15.0
Further details — not scored
Size173 MB9 MB
Age rating4+4+
DeveloperSecurity Benefit CorporationJie Shi

Customer experience

My Security Benefit

All ratings44 ratings
Positive81.8%
Neutral2.3%
Negative15.9%
Written reviews16 reviews
Positive31.3%
Neutral6.3%
Negative62.5%

SocialSecurityBenefitOptimizer

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

My Security Benefit

No in-app purchases

None

SocialSecurityBenefitOptimizer

No in-app purchases

Questions

Is My Security Benefit free?
My Security Benefit is free to download, with no in-app purchases.
Is SocialSecurityBenefitOptimizer free?
SocialSecurityBenefitOptimizer is free to download, with no in-app purchases.

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