My Security Benefit vs SocialSecurityBenefitOptimizer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
My Security Benefit
Manage your retirement accounts and access planning tools. Estimate retirement income, view account balances, and adjust your investment mix. Track your progress with a personalized real-time score to optimize your retirement plan.
- Retirement income estimation
- Account balance and performance viewing
- Investment mix adjustment
- Real-time personal retirement score
- Retirement plan optimization
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With the My Security Benefit app, you will be able to quickly and conveniently manage your existing Security Benefit mutual fund retirement accounts—providing easy anytime access to a full suite of retirement planning tools! Use the My Security Benefit app to: • Calculate and estimate your retirement income needs • View account balance, year-to-date contributions, and rates of return • Change your investment mix, and view investment performance • Determine your own personal "score" in real-time so you can create, adjust, and optimize your retirement plan actively and accurately. Note: My Security Benefit App is designed for use with our mutual fund employer sponsored retirement accounts and IRA mutual fund accounts (not for annuity contracts). If you encounter an error or have a feature request, let us help you one-on-one. Please contact us directly at 800.747.3942. Disclosure: This is not an offer to purchase a security. All brokerage services are provided by your local independent financial representative. Services are offered through Security Distributors, a subsidiary of Security Benefit Corporation (Security Benefit). Security Benefit is not affiliated with your brokerage firm or its representatives.
SocialSecurityBenefitOptimizer
This app helps you determine the best age to claim Social Security benefits. By inputting your life expectancy, expected investment returns, and primary insurance amount, it calculates the optimal claiming age to maximize your total lifetime benefit.
- Optimal claiming age calculation
- Lifetime benefit maximization
- Life expectancy input
- Investment return input
- Primary insurance amount input
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The Social Security Optimizer app provides the most optimal age for claiming social security. With easy input from user on the life expectancy, primary insurance amount (monthly benefit at full retirement age) and expected investment return etc., it optimizes the cumulative lifetime benefit and calculates the optimal claiming age to maximize the cumulative lifetime benefit.
Screenshots
Verdict
The clearest difference is review sentiment: SocialSecurityBenefitOptimizer at 100% against My Security Benefit's 31%. SocialSecurityBenefitOptimizer also leads on monetization model (free vs free with in-app purchases). My Security Benefit's advantage is device support and iOS requirement (12.0 vs 15.0). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | My Security Benefit | SocialSecurityBenefitOptimizer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (55 ratings) — better | — |
| Positive reviews | 31.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 55 — better | — |
| Update frequency | Every 5 weeks | — |
| Ads | Yes | — |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 173 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Security Benefit Corporation | Jie Shi |
Customer experience
My Security Benefit
SocialSecurityBenefitOptimizer
In-app purchases
My Security Benefit
No in-app purchases
SocialSecurityBenefitOptimizer
No in-app purchases
Questions
Is My Security Benefit free?
Is SocialSecurityBenefitOptimizer free?
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