Telda vs ledgera
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Telda
Manage your finances with an all-in-one app. Send, spend, save, and invest money easily. Get a customizable card, track expenses, and earn rewards. Securely manage your accounts with instant notifications and biometric protection.
- Instant money transfers
- Zero commission stock and mutual fund investing
- Customizable debit card
- Expense tracking and budgeting
- Earn and redeem loyalty points
- Biometric security features
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Money Reimagined! The easiest way to send, spend, save, invest and track your money. Download app, open your account & get your card instantly - no endless queues, no paperwork, no fuss. Order your Telda Card directly from the App. Use your card anywhere, anytime, online and in-store. Invest in Stoks and Mutual funds: - Zero Commission: Keep 100% of your gains with 0% commission on all buys and sells. - Real-Time Prices: Stay on top of the market with live, to-the-second data. - Same-Day Trading: Don't wait around, execute your trades instantly. - Instant Money Transfers: Move your money with instant deposits and cash-outs. - Zero Subscriptions: Experience premium investing with absolutely no hidden fees or monthly costs. Customize your card: - Customizable cards with bold color choices. - Add a bit of personality to your card. Sign it, doodle it & add your favorite stickers. Send & receive money instantly: - Send & receive money from friends and family instantly with only a few taps for free. Insights: - Personalize your insights experience and create categories based on your day to day expenses. - Receive instant notifications on all account activity so you know what's happening with your account 24/7. - Plan monthly budgets and track your spendings accordingly. Stay Secured: - Protect all of your payments with a passcode, TouchID, or FacelD. - Lock & Unlock your card in a single tap through the app. - All of your information is stored securely. By law and under Central Bank of Egypt regulations, your money is protected by licensed banks. Points: - Earn Telda Points with every purchase and redeem them with cash & a variety of vouchers from top brands. - Make the most out of your spending & earn 3x more Points with each purchase. If you want to know more about Telda, please visit us at: Facebook: https://www.facebook.com/teldaApp/ Instagram: https://www.instagram.com/teldaApp/ Twitter: https://www.twitter.com/teldaApp/ Linkedin: https://www.linkedin.com/company/telda/
ledgera
Effortlessly manage your finances with automatic transaction logging from bank SMS. Split expenses with friends, track all your assets, and get AI-powered insights in Arabic. Calculate Zakat and set budgets with ease.
- Automatic SMS transaction logging
- Expense splitting with groups
- AI assistant understanding Egyptian Arabic
- Comprehensive asset tracking
- Automated Zakat calculation
- Budgeting and goal setting
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Ledgera - your complete personal finance companion, built Arabic-first for how you actually manage money. THE APP THAT FILLS ITSELF Enable auto-capture once, and every bank SMS becomes a logged transaction - automatically, without opening the app. A ready-made shortcut, a quick one-time setup, and your money tracks itself. Works with Egyptian banks and wallets, fully private on your device. SPLIT EXPENSES WITH FRIENDS Create a group for your trip, shared home, or any occasion. Invite friends with a QR code or link - even add people who don't have the app yet. Log shared expenses, split them equally or your way, and let smart settlement calculate who pays whom with the fewest transfers. Settle up fully or partially, then share a beautiful PDF summary. AN AI ASSISTANT THAT SPEAKS YOUR ARABIC Type, speak, or snap a photo of a receipt - Ledgera's AI understands Egyptian Arabic naturally. Say "spent 150 on fuel, cash" and watch it become a proper transaction. Ask questions about your money in any language and get real answers from your actual data. YOUR ENTIRE WEALTH, ONE GLANCE Track everything you own in one place: bank accounts, cash, gold by the gram, crypto, stocks with buy/sell and dividends, real estate, cars, and valuables. Live prices, net worth at a glance, and full selling support - sell gold or crypto fully or partially with proceeds landing straight in your account. ZAKAT, CALCULATED FOR YOU Ledgera tracks the nisab and hawl automatically across your gold, cash, and crypto, and tells you exactly what you owe - a first-class feature, not an afterthought. EVERYTHING ELSE YOU NEED - Budgets per category with overspend warnings - Goals with progress tracking - Debts: who owes you, whom you owe, with payment history - Installments and recurring transactions that log themselves - Banking products: certificates, deposits, and loans with payout tracking - Price alerts for gold and crypto - know the moment your target hits - Smart reports with clear charts, monthly summaries, and PDF export - Voice reports: listen to your monthly summary - A notification center for everything that matters - Face ID lock, dark mode, and full Arabic and English support Built for Egypt and the Arab world: Egyptian banks, local wallets, gold in grams, Arabic-first design with proper RTL - not a translated app, a native one. Download Ledgera and let your money manage itself.
Screenshots
Verdict
The clearest difference is update cadence: Telda at every 3 days against ledgera's every 2 weeks. Telda also leads on ratings volume (2.7K vs 2). ledgera's advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ledgera holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Telda has 2.7K ratings behind it against 2, so its average is the more settled of the two.
Telda ships an update every 3 days, ledgera every 2 weeks. The most recent releases landed on October 18, 2026 and October 9, 2026 respectively.
| Parameter | Telda | ledgera |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (2.7K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 40.4% of reviews | — |
| Number of ratings | 2.7K — better | 2 |
| Update frequency | Every 3 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 208 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Telda LLC | Islam Aboelnour |
Customer experience
Telda
ledgera
Bugs and requests
Telda
Reported bugs
3 issues- Login screen freezes
- Verification code issues
- ATM withdrawal problems
Requested features
3 requests- Add Apple Pay support
- Improve international payment capabilities
- Provide more transparency on card delivery
ledgera
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Telda
No in-app purchases
ledgera
No in-app purchases









