CDS Online vs MyTouchPoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CDS Online
Manage your bank accounts digitally 24/7 from anywhere. View real-time account balances, make secure transfers, and access statements. Features include a loan simulator, branch locator, and instant card blocking.
- Real-time account viewing
- Secure transfers
- Loan simulator
- Branch and ATM locator
- Instant card blocking
- Transaction history
- Currency exchange rates
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“CDS Online ” – Your 100% digital bank, always with you! With CDS ONLINE, manage your accounts with ease and security, wherever you are, 24/7. Free to download, the app offers a smooth and modern experience, staying true to our commitment: bringing your bank closer to you. Your everyday services: • View your accounts in real time (checking, savings, and term deposits). • Access your account statements and check the status of issued or deposited cheques. • Make and track your transfers (standard, scheduled, recurring, multiple, and salary transfers) safely within the UEMOA zone. • Manage your beneficiaries, download, and send your bank details (RIB) by email in just one click. • Review your transactions and stay in control of your finances. • Easily locate our branches and ATMs. • Use the loan simulator to plan your projects. • Choose your language: French or English. • Explore the demo to discover all the app’s features. • View your cards and transaction history. • Block a card instantly in case of loss or theft. • Check currency exchange rates. • … and much more. And now, discover PI-SPI ! • Use a unique “ALIAS” ID to carry out all your transactions. • Make instant payments and transfers, available 24/7 throughout the UEMOA zone. • Send payment requests to other users. • Schedule your payments to be executed automatically at your chosen date and frequency. • Track all your transactions in real time and access your detailed history anytime. The entire CDS team remains committed to continuously developing new features to make your bank even closer to you.
MyTouchPoint
This app acts as a marketplace for digital services across Africa, allowing users to purchase services like phone credit and pay bills. It supports various payment methods including mobile money, bank cards, and vouchers.
- Digital service marketplace
- Payment acceptance
- Phone credit purchase
- Bill payment
- Multiple payment options
- Mobile Money integration
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MyTouchPoint : Une marketplace d'acceptation de paiement et de distribution de services digitaux partout en Afrique. Elle permet à un client final d'acheter un service (Crédit téléphonique, Mobile Money, Paiement facture...) et de payer un marchand via une variété de moyens de paiement(Mobile Money, Carte bancaire, compte bancaire, voucher...).
Screenshots
Verdict
The clearest difference is rating: MyTouchPoint at 3.0 against CDS Online's 1.0. MyTouchPoint also leads on update cadence (every 2 months vs every 8 months) and ratings volume (8 vs 1). CDS Online's advantage is iOS requirement (11.0 vs 13). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MyTouchPoint holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: MyTouchPoint has 8 ratings behind it against 1, so its average is the more settled of the two.
CDS Online ships an update every 8 months, MyTouchPoint every 2 months. The most recent releases landed on September 19, 2026 and October 27, 2026 respectively.
| Parameter | CDS Online | MyTouchPoint |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 3.0 (8 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 8 — better |
| Update frequency | Every 8 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 13 |
| Further details — not scored | ||
| Size | 345 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | CREDIT DU SENEGAL | INTOUCH SA |
Customer experience
CDS Online
MyTouchPoint
In-app purchases
CDS Online
No in-app purchases
MyTouchPoint
No in-app purchases








