Comparison

RATO vs Hofi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RATO

Features
Read full description

RATO is a secure and easy-to-use app for your domestic and SEPA payments. Get started in just a few minutes and immediately have full control of your finances. With RATO your payments are simple, fast and secure. Release features: • European IBAN account • SEPA payments • Instant access to account balance information • Detailed account statements with full transaction history of operations • Payment details • List of payees • Access to your accounts 24/7

About

Hofi

Features
Read full description

Hofi combines the best of global financial platforms, offering users an unparalleled experience in digital banking and international transfers. Our platform is designed for the modern user who seeks efficiency, transparency, and flexibility. International Money Transfers: Send and receive funds globally with minimal fees and real-time exchange rates. Security: With state-of-the-art encryption and security protocols, your money and data are always safe with Hofi. Mobile App: Access all Hofi features on-the-go with our sleek and intuitive mobile application.

Screenshots

RATO4 screens
Hofi3 screens

Verdict

The call

The clearest difference is update cadence: Hofi at every 2 months against RATO's every 6 months. RATO's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

RATO ships an update every 6 months, Hofi every 2 months. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

Scorecard2 real differences Ā· 4 level
RATO versus Hofi: the parameters behind the verdict, then further details
ParameterRATOHofi
PriceFreeFree
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size68 MB192 MB
Age rating4+4+
DeveloperFORBIS, UABFINANCIAL HOUSE UAB

In-app purchases

None

RATO

No in-app purchases

None

Hofi

No in-app purchases

Questions

Is RATO free?
RATO is free to download, with no in-app purchases.
Is Hofi free?
Hofi is free to download, with no in-app purchases.
Do RATO or Hofi have ads?
Neither RATO nor Hofi shows ads.
Which is updated more often, RATO or Hofi?
RATO ships an update every 6 months, and Hofi every 2 months. Most recently, RATO was updated on October 25, 2026 and Hofi on October 27, 2026.

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