Sipay vs Kliq App

Smart Finance with Sipay Take control of your spending today! Manage your entire financial life from one place with Sipay. Download the Sipay Mobile app, open your free account, and start using it with ease.Spend smart, earn as you go, and enjoy the freedom of managing your money your way! Discover the world of Sipay! Without the need for a traditional bank account or bank card, you can now shop online and in-store, make money transfers, pay bills, buy and sell gold and silver, access your Findeks Risk Report, and much more freely and securely across the globe! - Download the Sipay Mobile App - Complete identity verification in just 1 minute - Link your account with a Sipay Virtual Card or order your physical Sipay Card What can you do with Sipay? 1- Cash Withdrawal & Deposit: Withdraw and deposit money easily via partner ATMs 2- 24/7 Free Money Transfers: Send money anytime with Sipay IBAN and FAST with no transaction fees 3- Bill Payments: Pay your bills quickly and effortlessly 4- Findeks Risk Report: Get your first Findeks Risk Report free through Sipay 5-Precious Metal Trading: Buy and sell gold, silver, platinum, and palladium 6- Cashback Rewards: Instantly earn cashback from various brands and digital platforms 7- Sipay Card: Shop securely and quickly with contactless payment anywhere in the world 8- Open Banking: Manage all your bank accounts from one place 9- QR Transactions: Make POS payments, send, or request money via QR code completely free 10- International Money Transfers: Send money to nearly 100 countries across 6 continents within minutes your first transfer is free! Cashback Offers Make your digital platform payments with your Sipay Card and earn up to 40% cashback. New User Cashback Get up to ₺300 cashback with 40% instant refund on digital platform payments during your first 6 months. Platform-Specific Cashback Rates: Netflix, Spotify, Exxen, YouTube Premium, Amazon Prime, Max, Tabii – 40% App Store – 10% Grocery – 5% Games & Digital Codes – up to 30% Pharmacy – 25% PlayStation – 10% Steam – 10% Cambly – 10% Udemy – 10% VOI – 15% Yolcu360 – 10% Odamax – 5% Fitty – 25% Café & Restaurant – 10% Cosmetics – 10% MetropolCard – 4% Download Sipay now and open your free account. Start spending smart and earning cashback instantly! Smart finance starts with Sipay. Need help or have questions? www.sipay.com.tr

Everything starts with a dream.  Kliq, the wallet of your dreams, is here to help you reach those dreams.  Plan, save, spend… and make your dreams come true.  Kliq is a next-generation digital wallet that connects you to the world through Western Union, enables shopping with the Mastercard-branded Kliq Card, offers FAST money transfers, Request Payment, and FAST TR QR for next-generation payment experiences, and provides access to a physical service network via BPN agent locations—meeting the needs of both local and international users.  It is designed to simplify your financial life with your family, friends, and social circle—allowing you to send money, request payments, spend, make payments, and manage your budget more freely. ·       Getting Started with Kliq is Easy. Download the app, register in just a few steps, and start using it instantly.  If you wish, you can upgrade your account via remote identity verification within the app or through BPN agent locations—unlock higher limits and enjoy greater financial freedom. ·       Western Union is Just a Kliq Away! Kliq is the first digital wallet in Turkey to offer Western Union integration.  You can securely send money to over 200 countries and regions within minutes, and receive funds sent to your name from abroad directly into your Kliq account.  From Germany, France, the UK, and the USA to Pakistan, the Philippines, Azerbaijan, Uzbekistan, and many more—international transfers in USD, EUR, GBP, and other supported currencies are now as close as a Kliq. ·       Spend What You Have with Your Contactless Kliq Card. Shop securely with your Mastercard-branded physical or virtual card.  No debt—spend only what you have in your account.  In-store or online… you’re always in control. ·       Instant Money Transfers, 24/7. Send and receive money in seconds with the Central Bank of Turkey’s FAST infrastructure.  Transfer money to IBANs or Kliq users quickly, easily, and instantly. ·    Send, Request, and Pay Instantly with FAST TR QR Easily send money, request money, and make secure payments with FAST TR QR. Complete your transactions in seconds—quickly, securely, and seamlessly. ·    Request Payments Easily with FAST. Request payments from your friends, family, or anyone else in seconds. Create, track, and complete your payment requests securely—all within Kliq. ·       Use BPN Agent Locations. Carry out your transactions at over 2.000 BPN agent locations.  Upgrade your account, top up/withdraw money, or instantly get your Kliq card. ·       Pay Your Bills with Ease. Pay electricity, water, natural gas, internet, and phone bills effortlessly.  With Kliq, financial transactions are much more practical. ·       Digital Game & Subscription Codes on Kliq. Instantly purchase digital codes for popular gaming, subscription, and shopping platforms such as PUBG, Razer Gold, and League of Legends, and pay easily from your account.  Ready to Explore?  www.kliq.com.tr  destek@kliq.com.tr  0850 305 36 66  Kliq is a brand of BPN Payment & E-Money Services Inc.  BPN Payment & E-Money Services Inc. is authorized by the Central Bank of Turkey (TCMB) to issue electronic money within the framework of Law No. 6493 on “Payment and Securities Settlement Systems, Payment Services, and Electronic Money Institutions.”