Garden FI vs XpressAccess

Garden is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Garden: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric supported devices.

Help your child build lifelong money skills with XpressAccess, a safe and interactive banking experience designed for kids and teens—guided by parents every step of the way. XpressAccess connects your child’s account to a parent or guardian’s First Community Bank account, giving kids hands-on experience managing money while you stay in control. Available through Online Banking or the FCB Mobile App, it turns everyday moments into real-world financial lessons. With XpressAccess, parents can assign chores, set allowances, and reward* kids for their hard work—all while teaching the value of earning, saving, and spending wisely. You can set spending limits, review activity, and stay involved as your child builds confidence and responsibility. Kids and teens can track their money, request spending funds or small loans (within limits you control), and earn rewards for making smart financial choices. It’s a simple, engaging way to help them learn how money works—before it really matters. Start building your child’s financial confidence with XpressAccess—banking that grows with your family.