XpressAccess vs myFAST Future

Help your child build lifelong money skills with XpressAccess, a safe and interactive banking experience designed for kids and teens—guided by parents every step of the way. XpressAccess connects your child’s account to a parent or guardian’s First Community Bank account, giving kids hands-on experience managing money while you stay in control. Available through Online Banking or the FCB Mobile App, it turns everyday moments into real-world financial lessons. With XpressAccess, parents can assign chores, set allowances, and reward* kids for their hard work—all while teaching the value of earning, saving, and spending wisely. You can set spending limits, review activity, and stay involved as your child builds confidence and responsibility. Kids and teens can track their money, request spending funds or small loans (within limits you control), and earn rewards for making smart financial choices. It’s a simple, engaging way to help them learn how money works—before it really matters. Start building your child’s financial confidence with XpressAccess—banking that grows with your family.

Welcome to myFAST Future! myFAST Future helps families build healthy money habits together! Kids learn by doing, with the parents guiding every step of the way, with our all-in-one, easy to use app. From saving and spending to chores and allowances, myFAST Future turns everyday moments into real financial lessons. What kids can do: - Set savings goals and move money towards them - Watch kid-friendly videos about how banking works - Request money from parents, with notes! - Transfer between their own accounts - Track chores, and notify parents when they're completed - Send money back to parents, if they need to pay back - Check balances and view all their transactions What parents can do: - Manage all their kids from one app - Set a savings goal and track their progress - Watch short videos with tips on talking to kids about money - Request money from your child, even as a practice loan! - Practice loans with monthly payments, an interest rate, due dates, and even late fees too - Add notes when sending money or declining money requests - Set spending limits - Assign chores, track progress, and pay when they're done - Freeze and unfreeze their debit card - Check their balances and transactions in real time