Comparison

BNAtic vs BNAPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNAtic

Access your bank accounts and perform transactions securely from anywhere. View balances, transaction history, exchange rates, and manage your cards. Communicate with your bank through messaging and locate branches on a map.

Highlights
  • Account balance and transaction history
  • Search transaction history
  • View and share RIB
  • Currency exchange rates
  • Secure messaging with bank
  • Card management and opposition
  • Fund transfers and remittances
  • Branch locator on map
Features
Read full description

A travers l'application BN@tic, La Banque Nationale D'Algérie vous offre des services bancaires n’importe où et n’importe quand. Cette application est gratuite et l'accès à vos comptes se fait avec les mêmes identifiants utilisés sur le site e-Banking. L'application dispose de deux espaces: - Un espace public offrant la possibilité d'accéder à toute personne aux services périphériques (Guide, Offres, Nos agences). - Un espace authentifié accessible via les identifiants e-Banking et vous donne accès aux services listés ci-dessous : - Consulter les soldes de vos comptes et vos dernières transactions ; - Rechercher vos opérations dans votre relevé de compte ; - Consulter et partager votre numéro d’identification bancaire (RIB) ; - Suivre le cours de change et convertir votre monnaie ; - Échanger avec votre banque via la messagerie - Consulter vos cartes et vos relevés de cartes - Opposer une carte - Effectuer des virements et signer des remises ; - Gérer des bénéficiaires ; - Voire toutes les agences de la banque sur une Map ; … et ceci en toute sécurité Afin de bénéficier des services de banque en ligne, nous vous invitons à vous rapprocher de votre agence bancaire la plus proche pour un éventuel abonnement. BNA…la force de l’expérience et l’esprit du changement.

About

BNAPAY

This finance app allows users to securely check their transaction history and pay merchants at any time, from anywhere. To use its features, you must be registered for the BNAPAY service and have a Tunisian bank card.

Highlights
  • Transaction history consultation
  • Merchant payments
  • Secure operations
  • 24/7 accessibility
  • BNAPAY service registration
Features
Read full description

Ce service de BNA vous permet d’effectuer de manière facile et sécurisée et à n’importe quel moment de la journée où que vous soyez des opérations telles que : La consultation de l’historique de vos transactions . Le paiement d’un commerçant acceptant ce nouveau mode de paiement. Pour bénéficier de tous les avantages de cette application, vous devez au préalable être inscrit au service BNAPAY via l'application et porteur d’une carte bancaire tunisienne. Cette application vous est offerte gratuitement par BNAPAY.

Screenshots

BNAtic4 screens
BNAPAY4 screens

Verdict

The call

The clearest difference is rating: BNAtic at 3.1 against BNAPAY's 1.0. BNAtic also leads on ratings volume (8 vs 1). BNAPAY's advantage is update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BNAtic holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: BNAtic has 8 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

BNAtic ships an update every 3 months, BNAPAY fortnightly. The most recent releases landed on October 11, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
BNAtic versus BNAPAY: the parameters behind the verdict, then further details
ParameterBNAticBNAPAY
PriceFreeFree
Rating3.1 (8 ratings) — better1.0 (1 ratings)
Positive reviews7.7% of reviews—
Number of ratings8 — better1
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 — better
Further details — not scored
Size22 MB81 MB
Age rating4+17+
DeveloperBANQUE NATIONALE DALGERIEBANQUE NAIONALE AGRICOLE(BNA)

Customer experience

BNAtic

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews13 reviews
Positive7.7%
Neutral0.0%
Negative92.3%

BNAPAY

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

BNAtic

No in-app purchases

None

BNAPAY

No in-app purchases

Questions

Is BNAtic free?
BNAtic is free to download, with no in-app purchases.
Is BNAPAY free?
BNAPAY is free to download, with no in-app purchases.
Which has better reviews, BNAtic or BNAPAY?
BNAtic is rated higher. BNAtic averages 3.1 out of 5 from 8 ratings, while BNAPAY averages 1.0 from 1 ratings.
Do BNAtic or BNAPAY have ads?
Neither BNAtic nor BNAPAY shows ads.
Which is updated more often, BNAtic or BNAPAY?
BNAtic ships an update every 3 months, and BNAPAY fortnightly. Most recently, BNAtic was updated on October 11, 2026 and BNAPAY on October 4, 2026.

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