Comparison

IZI vs BNAPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IZI

This mobile payment app allows users to open accounts remotely, deposit and withdraw cash, transfer money, pay bills, and top up phone credit. It also offers merchant payments and transaction history tracking, all while adhering to industry security standards.

Highlights
  • Remote account opening (N1/N2)
  • Cash in/out at network locations
  • Bank/postal card and account funding
  • Peer-to-peer money transfers
  • Bill payment
  • Phone credit recharge
  • Merchant payments
  • Transaction history tracking
Features
Read full description

IZI est la nouvelle application de Zitouna PAIEMENT. C’est une application conforme aux normes de personnalisation communément utilisées dans l’industrie des paiements. IZI est une application certifiée PA DSS et est conforme à la norme PCI DSS. IZI est une application de mobile payment destinée pour toute personne physique ayant une pièce d’identité valide et un Numéro national GSM actif. IZI est une application de paiement mobile qui permet aux clients d'effectuer une panoplie de services : - Ouverture d’un compte de paiement Niveau N1 ou Niveau N2 à distance (full digital) - Cash in et cash out chez le réseau de Zitouna Payment - Alimentation du compte de paiement IZI par carte bancaire et postale - Alimentation du compte de paiement IZI par compte bancaire et postal (virement) - Envoi ou de réception de l’argent depuis un compte IZI vers un autre compte IZI (transfert peer to peer) - Paiement de factures - Recharge téléphonique (Tous les opérateurs) - Paiement marchand - Suivi de l’historique des opérations réalisées - Dépôt de réclamation

About

BNAPAY

This finance app allows users to securely check their transaction history and pay merchants at any time, from anywhere. To use its features, you must be registered for the BNAPAY service and have a Tunisian bank card.

Highlights
  • Transaction history consultation
  • Merchant payments
  • Secure operations
  • 24/7 accessibility
  • BNAPAY service registration
Features
Read full description

Ce service de BNA vous permet d’effectuer de manière facile et sécurisée et à n’importe quel moment de la journée où que vous soyez des opérations telles que : La consultation de l’historique de vos transactions . Le paiement d’un commerçant acceptant ce nouveau mode de paiement. Pour bénéficier de tous les avantages de cette application, vous devez au préalable être inscrit au service BNAPAY via l'application et porteur d’une carte bancaire tunisienne. Cette application vous est offerte gratuitement par BNAPAY.

Screenshots

IZI4 screens
BNAPAY4 screens

Verdict

The call

The clearest difference is rating: IZI at 4.0 against BNAPAY's 1.0. IZI also leads on ratings volume (4 vs 1). BNAPAY's advantage is update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IZI holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

IZI ships an update every 2 months, BNAPAY fortnightly. The most recent releases landed on September 30, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
IZI versus BNAPAY: the parameters behind the verdict, then further details
ParameterIZIBNAPAY
PriceFreeFree
Rating4.0 (4 ratings) — better1.0 (1 ratings)
Positive reviews75.0% of reviews—
Number of ratings4 — better1
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.012.0 — better
Further details — not scored
Size103 MB81 MB
Age rating4+17+
DeveloperZITOUNA PAIEMENTBANQUE NAIONALE AGRICOLE(BNA)

Customer experience

IZI

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

BNAPAY

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

IZI

No in-app purchases

None

BNAPAY

No in-app purchases

Questions

Is IZI free?
IZI is free to download, with no in-app purchases.
Is BNAPAY free?
BNAPAY is free to download, with no in-app purchases.
Which has better reviews, IZI or BNAPAY?
IZI is rated higher. IZI averages 4.0 out of 5 from 4 ratings, while BNAPAY averages 1.0 from 1 ratings.
Do IZI or BNAPAY have ads?
Neither IZI nor BNAPAY shows ads.
Which is updated more often, IZI or BNAPAY?
IZI ships an update every 2 months, and BNAPAY fortnightly. Most recently, IZI was updated on September 30, 2026 and BNAPAY on October 4, 2026.

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