Comparison

IZI vs Paysmart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IZI

This mobile payment app allows users to open accounts remotely, deposit and withdraw cash, transfer money, pay bills, and top up phone credit. It also offers merchant payments and transaction history tracking, all while adhering to industry security standards.

Highlights
  • Remote account opening (N1/N2)
  • Cash in/out at network locations
  • Bank/postal card and account funding
  • Peer-to-peer money transfers
  • Bill payment
  • Phone credit recharge
  • Merchant payments
  • Transaction history tracking
Features
Read full description

IZI est la nouvelle application de Zitouna PAIEMENT. C’est une application conforme aux normes de personnalisation communément utilisées dans l’industrie des paiements. IZI est une application certifiée PA DSS et est conforme à la norme PCI DSS. IZI est une application de mobile payment destinée pour toute personne physique ayant une pièce d’identité valide et un Numéro national GSM actif. IZI est une application de paiement mobile qui permet aux clients d'effectuer une panoplie de services : - Ouverture d’un compte de paiement Niveau N1 ou Niveau N2 à distance (full digital) - Cash in et cash out chez le réseau de Zitouna Payment - Alimentation du compte de paiement IZI par carte bancaire et postale - Alimentation du compte de paiement IZI par compte bancaire et postal (virement) - Envoi ou de réception de l’argent depuis un compte IZI vers un autre compte IZI (transfert peer to peer) - Paiement de factures - Recharge téléphonique (Tous les opérateurs) - Paiement marchand - Suivi de l’historique des opérations réalisées - Dépôt de réclamation

About

Paysmart

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

Highlights
  • Real-time bill consultation
  • Automatic favorite bill updates
  • Secure digital bill payment
  • Payment history tracking
  • Spending visualization dashboard
  • 24/7 support and claims service
Features
Read full description

Paysmart est une solution de paiement digital des factures. Elle vous offre les services suivants : - La consultation en temps réel de vos factures en ligne, ou encore de manière automatique pour la liste des favoris. - Le paiement digital qui vous permet d’accéder et de payer vos factures par carte bancaire ou par wallet de manière sécurisée, instantanée et sans frais. Prochainement d’autres services seront disponibles ainsi que d’autres facturiers. - Un historique vous permet de garder trace de vos consultations et paiements effectués en ligne. - Un tableau de bord vous aide à visualiser vos dépenses effectuées ou en attente. - Un service de réclamation est disponible 24/7 via l’espace support. Vous pouvez y poser vos questions ou déposer vos réclamations.

Screenshots

IZI4 screens
Paysmart4 screens

Verdict

The call

The clearest difference is review sentiment: IZI at 75% against Paysmart's 25%. IZI also leads on rating (4.0 vs 1.0) and ads (none vs shown). Paysmart's advantage is update cadence (every 2 weeks vs every 2 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

IZI holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews point the same way: 75% of IZI's written reviews are positive against 25% of Paysmart's.

UpkeepUpdate frequency

IZI ships an update every 2 months, Paysmart every 2 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

Scorecard6 real differences · 4 level
IZI versus Paysmart: the parameters behind the verdict, then further details
ParameterIZIPaysmart
PriceFreeFree
Rating4.0 (4 ratings) — better1.0 (2 ratings)
Positive reviews75.0% of reviews — better25.0% of reviews
Number of ratings4 — better2
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size102 MB48 MB
Age rating4+4+
DeveloperZITOUNA PAIEMENTSOCIETE MONETIQUE TUNISIE

Customer experience

IZI

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Paysmart

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

IZI

No in-app purchases

None

Paysmart

No in-app purchases

Questions

Is IZI free?
IZI is free to download, with no in-app purchases.
Is Paysmart free?
Paysmart is free to download, with no in-app purchases.
Which has better reviews, IZI or Paysmart?
IZI is rated higher. IZI averages 4.0 out of 5 from 4 ratings, while Paysmart averages 1.0 from 2 ratings.
Do IZI or Paysmart have ads?
Paysmart shows ads; IZI does not.
Which is updated more often, IZI or Paysmart?
IZI ships an update every 2 months, and Paysmart every 2 weeks. Most recently, IZI was updated on October 24, 2026 and Paysmart on October 30, 2026.

Other comparisons