Flouci vs Paysmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flouci
Manage your finances with a digital banking experience. Open a free bank account, send and receive money instantly, and make secure payments to merchants. Integrate for business payments or use it for personal transactions.
- Free bank account opening
- Instant money transfers
- In-store and online payments
- Merchant payment integration
- QR code payments
- Digital wallet
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Flouci is your super-app that does everything banking, transactions and payments. Open your free bank account in a few minutes on your phone and get the real digital banking experience - instant money transfers, quick payments in-store and online, easy integrations, and everything in between. GET A FREE BANK ACCOUNT Open a free bank account in a few minutes. All you have to do is follow the instructions, upload the needed documents, and sign your contract. Your new account is directly linked to your Flouci wallet. You can use the account number to deposit your salary or receive payments directly to your account. SEND & RECEIVE MONEY Send and receive money to and from anybody that has a Flouci wallet. It’s easy, cheap, and secure. And it’s pretty instant. All you have to do is enter their number or scan their personal QR code to connect to their profile. You enter the amount and confirm. You both then receive a confirmation, and you’re done! PAY & GET PAID INSTANTLY You now have access to a wide range of partner merchants across Tunisia. You can pay through the app by simply scanning the QR code shown on the counter or the checkout page. Are you a merchant yourself? You can integrate Flouci and start accepting payments in-store and online too! No waiting lines, no more looking for change, or finding out you forgot your wallet at home. Sign up today and stop worrying about waiting lines and cash!
Paysmart
Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.
- Real-time bill consultation
- Automatic favorite bill updates
- Secure digital bill payment
- Payment history tracking
- Spending visualization dashboard
- 24/7 support and claims service
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Paysmart est une solution de paiement digital des factures. Elle vous offre les services suivants : - La consultation en temps réel de vos factures en ligne, ou encore de manière automatique pour la liste des favoris. - Le paiement digital qui vous permet d’accéder et de payer vos factures par carte bancaire ou par wallet de manière sécurisée, instantanée et sans frais. Prochainement d’autres services seront disponibles ainsi que d’autres facturiers. - Un historique vous permet de garder trace de vos consultations et paiements effectués en ligne. - Un tableau de bord vous aide à visualiser vos dépenses effectuées ou en attente. - Un service de réclamation est disponible 24/7 via l’espace support. Vous pouvez y poser vos questions ou déposer vos réclamations.
Screenshots
Verdict
The clearest difference is rating: Flouci at 4.6 against Paysmart's 1.0. Flouci also leads on review sentiment (53% vs 25%) and ratings volume (164 vs 2). Paysmart's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flouci holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Flouci has 164 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Flouci's written reviews are positive against 25% of Paysmart's.
Flouci ships an update fortnightly, Paysmart every 2 weeks. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.
| Parameter | Flouci | Paysmart |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (164 ratings) — better | 1.0 (2 ratings) |
| Positive reviews | 52.8% of reviews — better | 25.0% of reviews |
| Number of ratings | 164 — better | 2 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 132 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Kaoun | SOCIETE MONETIQUE TUNISIE |
Customer experience
Flouci
Paysmart
In-app purchases
Flouci
No in-app purchases
Paysmart
No in-app purchases
