Comparison

Zoomrad vs MONIX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zoomrad

Manage your finances with this all-in-one app. Access microloans, savings, and make payments for various services, including public transport. Enjoy a modern design and real-time tracking of your financial activity.

Highlights
  • Microloan access
  • High-interest deposits
  • Service payments (window tinting, transport)
  • Credit ban for security
  • Real-time balance and transaction tracking
  • Modern, intuitive design
Read full description

Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.

About

MONIX

Manage your money with a digital card offering a credit line up to 50 million UZS. Enjoy instant transfers, enhanced cashback rewards, and convenient utility payments, all within a user-friendly interface.

Highlights
  • Credit card with up to 50 million UZS limit
  • Fully digital card experience
  • Instant money transfers with no fees
  • Neon VISA card for local and international payments
  • Cashback rewards from 1% to 30%
  • Utility bill payments
  • Digital assistant for financial tracking
Features
Read full description

MONIX — zerikarli bank ilovasi emas. Cheki yo'q tugmalar labirinti ham emas. Bu tezkor, qulay va aqlli pul boshqaruvi — xuddi o'zingiz xohlagandek. Qanaqa karta o'zi bu, deysizmi? 50 million so'mgacha kredit liniyasi taqdim etuvchi karta To'liq raqamli xizmat ko'rsatish: buyurtma berishdan tortib yetkazib berilgunga qadar — filiallarsiz, navbatsiz, bosh og'riqlarsiz. Tezkor pul o'tkazmalari Bir zumda pul yuborish — ortiqcha harakat va komissiyasiz. Neon VISA karta O‘zbekistonda ham, chet elda ham to'lang. Yorqin, qulay, kontaktsiz. Qorong‘ida ham topiladi :) Xaridlar uchun fishbek Eng ko‘p foydalanadigan xizmatlar toifasi uchun 1% dan 30% gacha fishbek–keshbek. Kommunal to'lovlar Elektr, gaz, suv... — hammasi bitta ilovada. Elektr uchun pul tugayaptimi? MONIX ogohlantiradi. Axir +40°C issiqda konditsionersiz bo'lmaydi-ku. Robokot — raqamli yordamchingiz Kirim-chiqimlaringizni kuzatadi, foydali maslahatlar bilan bo‘lishadi Aqlli tahlil va boshqaruv Qanday xarajatlar qilayotganingizni ko'rasiz, daromadlaringizni kuzatasiz va foydali odatlar shakllantirasiz. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX — barchasi siz xohlagandek. Hoziroq yuklab oling. ~~~~~ MONIX — не скучное банковское приложение и не лабиринт кнопок. Это быстрый, удобный и умный способ управлять деньгами — по-твоему. Что внутри: Кредитный лимит до 50 млн сум Полностью цифровой опыт: от оформления до доставки. Без отделений и суеты. Мгновенные переводы Отправляйте деньги быстро — без лишних шагов и ожиданий, без комиссий. Неоновая VISA-карта Оплачивайте в Узбекистане и за его пределами — ярко, удобно, бесконтактно. Фишбэк за покупки Повышенный кешбэк от 1% до 30% на любимые категории. Коммунальные платежи Свет, газ, вода... — всё в одном приложении. А если деньги за свет заканчиваются, MONIX предупредит заранее. Потому что кондиционер в +40°C нужен всем. Собственный Робокот Умный помощник: следит за финансами, напоминает о важном, держит всё под контролем. Аналитика и контроль Видите, куда уходят деньги, отслеживаете доходы, формируете полезные привычки. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX — всё, как ты хочешь. Технологии, дизайн и удобство — в одном приложении. ~~~~~ MONIX is not a boring banking app or a maze of buttons. It’s fast, smooth, and smart money management — your way. What's in it: Credit card limit up to 50 million UZS Fully digital card experience — from request to delivery. Zero branch chaos. Instant Transfers Send money fast — no drama, no extra taps, no fees. Neon VISA card Pay in Uzbekistan and beyond. Bright, convenient, contactless. Fishback rewards for purchases Enhanced cashback from 1% to 30% on your favorite categories. Utility payments Electricity, gas, water... everything in one app. And if your electricity balance is running low, MONIX will let you know in advance. Because everyone needs air conditioning when it's +40°C. Own robocat Your digital sidekick. Tracks spending, reminds you of important stuff, keeps chaos away. Smart analytics and control See where your money goes, spot patterns, and take control with ease. |\__/,| (`\ _.|o o |_ ) ) ---(((---(((--------- MONIX - just the way you want it. Download now and get your neon credit card right in your hands.

Screenshots

Zoomrad4 screens
MONIX4 screens

Verdict

The call

The clearest difference is rating: Zoomrad at 4.8 against MONIX's 4.1. Zoomrad also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zoomrad holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Zoomrad has 346 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 24% of Zoomrad's written reviews are positive against 0% of MONIX's.

UpkeepUpdate frequency

Zoomrad ships an update fortnightly, MONIX every 2 weeks. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard5 real differences · 5 level
Zoomrad versus MONIX: the parameters behind the verdict, then further details
ParameterZoomradMONIX
PriceFreeFree
Rating4.8 (346 ratings) — better4.1 (8 ratings)
Positive reviews24.0% of reviews — better0.0% of reviews
Number of ratings346 — better8
Update frequencyFortnightly — betterEvery 2 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size231 MB237 MB
Age rating4+4+
DeveloperAloqabank ATBIpak Yuli Bank

Customer experience

Zoomrad

All ratings346 ratings
Positive95.1%
Neutral0.9%
Negative4.0%
Written reviews25 reviews
Positive24.0%
Neutral4.0%
Negative72.0%

MONIX

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Zoomrad

No in-app purchases

None

MONIX

No in-app purchases

Questions

Is Zoomrad free?
Zoomrad is free to download, with no in-app purchases.
Is MONIX free?
MONIX is free to download, with no in-app purchases.
Which has better reviews, Zoomrad or MONIX?
Zoomrad is rated higher. Zoomrad averages 4.8 out of 5 from 346 ratings, while MONIX averages 4.1 from 8 ratings.
Do Zoomrad or MONIX have ads?
MONIX shows ads; Zoomrad does not.
Which is updated more often, Zoomrad or MONIX?
Zoomrad ships an update fortnightly, and MONIX every 2 weeks. Most recently, Zoomrad was updated on November 7, 2026 and MONIX on November 8, 2026.

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