Comparison

Bonds PH vs Singlife PH

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bonds PH

Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.

Highlights
  • Buy and sell treasury bonds
  • Invest without a bank account
  • Cash in and out via any channel
  • 24/7 subscription to bonds
  • Real-time transaction tracking
Features
Read full description

The best app to buy and sell treasury bonds in the Philippines. Invest in your country, anytime, anywhere, even without a bank account. Save and start earning with Bonds.PH by UnionBank. • Cash in and out through any bank or payment channel • Subscribe into treasury bonds, 24/7 • Sell your investments anytime • Stay up to date on all your account transactions and activities Visit our product website: https://bonds.ph Visit our company website: https://unionbankph.com/ UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600.

About

Singlife PH

This app offers a comprehensive digital insurance solution for Filipinos, allowing users to buy, manage, and access policies. It provides tools for wealth growth, life insurance, and financial planning with personalized coverage options and seamless funding.

Highlights
  • Digital insurance policy management
  • Wealth growth with rewards
  • Personalized life and medical coverage
  • Financial needs analysis tool
  • Seamless funding via credit card, debit, QRPh
  • 15-day money-back guarantee
Features
Read full description

The Singlife PH App is the Philippines' all-in-one digital insurance solution, giving Filipinos a better way to financial independence, allowing you to buy, manage, and access your policies entirely through the app at your own pace and time. Singlife Philippines combines cutting-edge technology with a deeply human touch. The Singlife PH App delivers everything needed to take control of finances, from growing wealth to ensuring comprehensive life insurance coverage and having money when it matters most. A BETTER WAY TO FINANCIAL INDEPENDENCE Growing your financial foundation starts with the Singlife Account, where your money works as hard as you do, earning rewards of up to 5% p.a. net interest* while you plan for you and your loved ones’ futures. New users receive a Singlife Credits welcome gift to jumpstart your financial protection journey, and you can add funds seamlessly through credit cards, debit cards, and QRPh. Protecting what matters most becomes effortless with comprehensive coverage spanning medical, life, investment, and funeral protection—all tailored to you and your family's unique needs and budget. Choose monthly or annual payments that fit your financial rhythm and let our built-in financial needs analysis tool guide you toward the right coverage for life's precious moments. Plus, every policy comes with a 15-day money-back guarantee, giving you complete peace of mind with your policy. *Terms and conditions apply. OUTSTANDING CUSTOMER EXPERIENCE Singlife Philippines, through the Singlife PH App, is rated 4.6 out of 5 stars on Trustpilot from over 10,000 user reviews and has been recognized with multiple prestigious awards: 2025 Awards Asian Banking & Finance Fintech Awards: - Customer Experience Solution Award – Philippines - Mobile App Award – Philippines - New Fintech Product Award – Philippines Global Business and Finance Magazine Awards 2025: - Best InsurTech Philippines 2025 - Best Customer Experience Solution Philippines 2025 - Best Digital Life Insurance Philippines 2025 2024 Awards Digital CX Awards from The Digital Banker: - Best Insurance Provider for Digital CX in the Philippines - Best Insurtech for Digital CX - Best Digital CX – Account Opening and Customer Onboarding (Insurance) - Highly Acclaimed for Best Digital Life Insurance For any questions or concerns, send an email to help@singlife.com or call Customer Support at +632-8299-3737, available daily from 9 AM to 6 PM.

Screenshots

Bonds PH4 screens
Singlife PH4 screens

Verdict

The call

The clearest difference is review sentiment: Singlife PH at 100% against Bonds PH's 20%. Singlife PH also leads on rating (5.0 vs 4.2) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Singlife PH holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Singlife PH has 27 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 20% of Bonds PH's written reviews are positive against 100% of Singlife PH's.

UpkeepUpdate frequency

Bonds PH ships an update monthly, Singlife PH fortnightly. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Bonds PH versus Singlife PH: the parameters behind the verdict, then further details
ParameterBonds PHSinglife PH
PriceFreeFree
Rating4.2 (5 ratings)5.0 (27 ratings) — better
Positive reviews20.3% of reviews100.0% of reviews — better
Number of ratings527 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size33 MB107 MB
Age rating4+4+
Developerbonds.ph Inc.Singlife Philippines Inc.

Customer experience

Bonds PH

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews59 reviews
Positive20.3%
Neutral13.6%
Negative66.1%

Singlife PH

All ratings27 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bonds PH

No in-app purchases

None

Singlife PH

No in-app purchases

Questions

Is Bonds PH free?
Bonds PH is free to download, with no in-app purchases.
Is Singlife PH free?
Singlife PH is free to download, with no in-app purchases.
Which has better reviews, Bonds PH or Singlife PH?
Singlife PH is rated higher. Bonds PH averages 4.2 out of 5 from 5 ratings, while Singlife PH averages 5.0 from 27 ratings.
Do Bonds PH or Singlife PH have ads?
Neither Bonds PH nor Singlife PH shows ads.
Which is updated more often, Bonds PH or Singlife PH?
Bonds PH ships an update monthly, and Singlife PH fortnightly. Most recently, Bonds PH was updated on October 28, 2026 and Singlife PH on October 24, 2026.

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