Bonds PH vs Virtual Pag
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bonds PH
Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.
- Buy and sell treasury bonds
- Invest without a bank account
- Cash in and out via any channel
- 24/7 subscription to bonds
- Real-time transaction tracking
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The best app to buy and sell treasury bonds in the Philippines. Invest in your country, anytime, anywhere, even without a bank account. Save and start earning with Bonds.PH by UnionBank. • Cash in and out through any bank or payment channel • Subscribe into treasury bonds, 24/7 • Sell your investments anytime • Stay up to date on all your account transactions and activities Visit our product website: https://bonds.ph Visit our company website: https://unionbankph.com/ UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600.
Virtual Pag
Access your Pag-IBIG Fund records, including savings and loans, directly from your mobile device. Make online payments, apply for short-term loans, and monitor your loan status with ease.
- View savings and MP2 records
- Monitor loan balances
- Track payments
- Apply for short-term loans
- Online payment options
- Check loan status
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The official mobile app of Pag-IBIG Fund The Virtual Pag-IBIG Mobile App lets you instantly view your Pag-IBIG records, pay online, apply for a short-term loan, and know your loan status – all on your phone or tablet! Enjoy the convenience of easy access with the Virtual Pag-IBIG Mobile App. Install now to feel Pag-IBIG everywhere you go! VIEW YOUR RECORDS • Check your Regular Savings • See your Modified Pag-IBIG 2 (MP2) grow • Monitor annual dividends earned by your Pag-IBIG Regular Savings and MP2 Savings • Track your payments and check the outstanding balance of your loans anytime For more information, go to www.pagibigfund.gov.ph, call 8Pag-IBIG or (02) 8724-4242, or send an e-mail to contactus@pagibigfundgov.ph.
Screenshots
Verdict
The clearest difference is rating: Bonds PH at 4.2 against Virtual Pag's 2.9. Bonds PH also leads on review sentiment (20% vs 0%). Virtual Pag's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bonds PH holds the better App Store score, 4.2 against 2.9. Both are backed by a comparable volume of ratings — 5 and 14 respectively. Written reviews point the same way: 20% of Bonds PH's written reviews are positive against 0% of Virtual Pag's.
Bonds PH ships an update monthly, Virtual Pag every 2 months. The most recent releases landed on November 3, 2026 and October 25, 2026 respectively.
| Parameter | Bonds PH | Virtual Pag |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | 2.9 (14 ratings) |
| Positive reviews | 20.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 5 | 14 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 147 MB |
| Age rating | 4+ | 4+ |
| Developer | bonds.ph Inc. | Pag-IBIG Fund |
Customer experience
Bonds PH
Virtual Pag
In-app purchases
Bonds PH
No in-app purchases
Virtual Pag
No in-app purchases
Questions
Is Bonds PH free?
Is Virtual Pag free?
Which has better reviews, Bonds PH or Virtual Pag?
Do Bonds PH or Virtual Pag have ads?
Which is updated more often, Bonds PH or Virtual Pag?
Other comparisons
