Comparison

Bonds PH vs ATRAM PERA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bonds PH

Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.

Highlights
  • Buy and sell treasury bonds
  • Invest without a bank account
  • Cash in and out via any channel
  • 24/7 subscription to bonds
  • Real-time transaction tracking
Features
Read full description

The best app to buy and sell treasury bonds in the Philippines. Invest in your country, anytime, anywhere, even without a bank account. Save and start earning with Bonds.PH by UnionBank. • Cash in and out through any bank or payment channel • Subscribe into treasury bonds, 24/7 • Sell your investments anytime • Stay up to date on all your account transactions and activities Visit our product website: https://bonds.ph Visit our company website: https://unionbankph.com/ UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600.

About

ATRAM PERA

Features
Read full description

The PERA Mobile App by ATRAM Trust Corporation makes managing your Personal Equity and Retirement Account (PERA) easier than ever. Track your contributions and growth, and access valuable program resources - all from the palm of your hand. Key Features: - Securely access and manage your PERA account on the go. - View your investment performance and track your progress towards retirement goals. - Stay informed with the latest PERA program news and updates. - Existing PERA clients will be able to access their account through their previous login details and a new password flow. - Access FAQs and other helpful resources directly within the app. Download the ATRAM PERA Mobile App today and take control of your retirement future!

Screenshots

Bonds PH4 screens
ATRAM PERA3 screens

Verdict

The call

Bonds PH and ATRAM PERA are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

ScorecardNo meaningful differences
Bonds PH versus ATRAM PERA: the parameters behind the verdict, then further details
ParameterBonds PHATRAM PERA
PriceFreeFree
Rating4.2 (5 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings5 — better—
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size33 MB79 MB
Age rating4+17+
Developerbonds.ph Inc.ATRAM Trust Corporation

In-app purchases

None

Bonds PH

No in-app purchases

None

ATRAM PERA

No in-app purchases

Questions

Is Bonds PH free?
Bonds PH is free to download, with no in-app purchases.
Is ATRAM PERA free?
ATRAM PERA is free to download, with no in-app purchases.
Do Bonds PH or ATRAM PERA have ads?
Neither Bonds PH nor ATRAM PERA shows ads.
Which is updated more often, Bonds PH or ATRAM PERA?
Bonds PH ships an update monthly, and ATRAM PERA monthly. Most recently, Bonds PH was updated on October 20, 2026 and ATRAM PERA on October 8, 2026.

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