Bonds PH vs KalTax PH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bonds PH
Invest in Philippine Treasury Bonds easily and securely. Buy and sell bonds anytime, anywhere, even without a bank account. Manage your investments and track transactions on the go.
- Buy and sell treasury bonds
- Invest without a bank account
- Cash in and out via any channel
- 24/7 subscription to bonds
- Real-time transaction tracking
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The best app to buy and sell treasury bonds in the Philippines. Invest in your country, anytime, anywhere, even without a bank account. Save and start earning with Bonds.PH by UnionBank. • Cash in and out through any bank or payment channel • Subscribe into treasury bonds, 24/7 • Sell your investments anytime • Stay up to date on all your account transactions and activities Visit our product website: https://bonds.ph Visit our company website: https://unionbankph.com/ UnionBank of the Philippines is regulated by the Bangko Sentral ng Pilipinas. For inquiries and comments, contact our Customer Service at customer.service@unionbankph.com or (+632) 841-8600.
KalTax PH
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KalTax PH is the all-in-one Philippine tax calculator and BIR form assistant — built for employees, freelancers, self-employed professionals, and small business owners. TAX CALCULATOR • Compute income tax under the TRAIN Law (2025 brackets) • Supports employees, self-employed/freelancers, and mixed income earners • Choose from 8% flat tax, 40% OSD, or itemized deductions • Auto-calculate SSS, PhilHealth, and Pag-IBIG contributions • See your effective tax rate and a step-by-step breakdown of how your tax was computed • Supports monthly, semi-monthly, weekly, and annual pay periods • Visual income distribution showing take-home pay vs. tax vs. contributions BIR FORMS • Browse 27 official BIR forms organized by category • Fill out BIR forms directly in the app — tap to place fields, drag to reposition • Export filled forms as PDF and share or save to your device • Filing guidelines, deadlines, and requirements for each form • Covers Form 1901, 1701, 1701A, 2307, 2316, 2550Q, and more TAX GUIDES • Easy-to-understand guides on Income Tax, VAT, Percentage Tax, Withholding Tax, and more • Know which forms you need and when to file PRIVACY & TRUST • 100% offline — all calculations happen on your device • No account, no login, no data collection • Your financial information never leaves your phone Whether you're computing your monthly take-home pay, filing your ITR, or filling out BIR forms on the go — KalTax PH has you covered.
Screenshots
Verdict
The clearest difference is update cadence: KalTax PH at every 3 days against Bonds PH's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bonds PH ships an update monthly, KalTax PH every 3 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Bonds PH | KalTax PH |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (5 ratings) — better | — |
| Positive reviews | 20.3% of reviews | — |
| Number of ratings | 5 — better | — |
| Update frequency | Monthly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 33 MB | 42 MB |
| Age rating | 4+ | 12+ |
| Developer | bonds.ph Inc. | DANIEL VILLAREAL |
In-app purchases
Bonds PH
No in-app purchases
KalTax PH
No in-app purchases
