Comparison

AziPay vs AkPaisa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AziPay

This mobile wallet allows users to manage their finances conveniently and securely. It facilitates money transfers, merchant payments, bill payments, and ATM cash withdrawals directly from a smartphone.

Highlights
  • Money transfers to other wallet users
  • Load money from bank accounts
  • Merchant payments via scan and pay
  • ATM cash out without a card
  • Bank account inquiries and statements
  • Bill payments
  • Prepaid mobile recharge
Features
Read full description

Azizi Bank continues to redefine the way banking is done in Afghanistan. With strong technology-driven solutions Bank is continuously bringing the new services which ride on the mantra of convenience and security. Azizi Bank is proud to launch the first mobile-based wallet solution in the country with a brand name AZI-PAY. AZIPAY is AZIZI Bank's mobile wallet on your smartphone. It is a prepaid wallet which can be used to transfer money to other wallet users, load money from bank accounts, make merchant payments, Cash Out from ATMs, make your bank Account Inquiries, make bill payments, and request money anytime, anywhere. Features Available : Add Money through Debit Card/Branch channel View Your Bank Account Balance/Statement ATM Cash Out Send Money Scan and Pay – Merchant Payments Prepaid Mobile Recharge Pay Your Bills Requests Money Open Account Request E KYC Registration: You can sign up/register with (Mobile Number (mandatory), email ID (optional) & MPIN). Download and install the AZIPAY wallet on your smartphone. To sign up, you need to do the following - a) You will have to enter mobile number (mandatory) b) You will have to enter OTP sent on Mobile and set MPIN. If OTP is not received by you, then use the 'Resend OTP' link to resend the OTP to your mobile number c) You have to enter Your Name and Date of Birth and Email ID. d) Then, you have to select a security Question from the dropdown and type your answer as prompted & submit the request. e) Upon successful registration, you will be registered for AZIPAY Mobile Wallet. A success message will be sent on your mobile. You can even withdraw cash from ATM using your Azipay wallet. No card required for ATM withdrawal now. You can even send money to the mobile number of the beneficiary and he can withdraw that amount from the ATM. Azi-Pay brings a plethora of services on your Mobile Phone.

About

AkPaisa

Features
Read full description

Invest in Top Mutual Funds Online • Sign-up in minutes & complete one-time KYC (for Non-KYC Investors) on the app itself • Buy mutual funds in lumpsum or start SIP in few simple steps • Check multiple performance parameters of schems such as NAV, Fund Manager Name, Asset Size, Technical Ratios, etc. to select the most suitable scheme • Search from the world of more than 10000 mutual fund schemes, add as many schemes as you want in your cart or mark them in Wishlist before you decide to proceed • Select from the defined goals or create your own goal and link your investment to goals to achieve your different goals • Track the live performance of your invested scheme or how are you progressing towards achieving your goals by checking on your dashboard page. • Sell on single click of a button to get money back in few days Mutual Fund SIPs & ELSS Tax saving Mutual Fund Starting Rs. 500/ month • SIPs investment amount Rs. 100/- • ELSS Tax Saving mutual fund SIP amount of Rs. 500/ month • Save tax with the best Tax Saving mutual fund schemes • Save tax up to Rs. 46,800 per year with ELSS mutual funds SIP investment Explore Mutual Fund Investment Solutions • Invest across categories of Equity and Debt schemes • Equity Mutual Funds • Large Cap Mutual Funds • Mid Cap Mutual Funds • Small Cap Mutual Funds • Debt Mutual Funds • Balanced Mutual Funds • Long Term Mutual Funds • ELSS Tax Savings Mutual Funds Mutual Fund Investing to reach your Goals • Save tax by investing in top performing ELSS mutual funds • Plan and invest for your long term goals like retirement planning or children’s education or buying your dream home • Get better FD returns at low risk. Invest in short liquid schemes or Ultra short liquid schemes. All Mutual Fund Companies All 43 mutual fund companies (AMCs) are supported on AKPaisa mutual fund app. • SBI Mutual Fund • Reliance Mutual Fund • ICICI Prudential Mutual • HDFC Mutual Fund • Axis Mutual Fund • & more Track Your investment • Dashboard to track all your investment • Track your annualized returns and total returns • Calculate returns through mutual fund calculator • Check details of holdings and mutual fund NAV

Screenshots

AziPay4 screens
AkPaisa4 screens

Verdict

The call

AziPay and AkPaisa are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
AziPay versus AkPaisa: the parameters behind the verdict, then further details
ParameterAziPayAkPaisa
PriceFreeFree
Rating3.9 (156 ratings) — better—
Positive reviews27.3% of reviews—
Number of ratings156 — better—
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.011.0
Further details — not scored
Size73 MB40 MB
Age rating4+17+
DeveloperAzizi BankAK Finserv LLP

Bugs and requests

AziPay

Reported bugs

54 issues
  • Add card issue
  • The latest version of the app has bugs
  • It james while clicking on topup mobile icon
  • It has stock glitche and doesn’t work
  • New update
Show 49 more
  • From my experience, the app is full of bugs and constantly crashes. The features rarely work properly, and recent updates haven’t fixed anything.
  • It’s been a frustrating experience overall.
  • دا فروګرام له هر ځلي افډیټ څخه ستړي
  • هیله کوم یو ځلی ټول تغیرات پکي راولي هرځلي چي خلاص کو افډيټ غواړي, دا څه ریشخند ده تاسو ورشئ یو بل فروګرام وچلوی هغه هم داسي کوي نادیده خلکو یوڅه وویني.
  • This version is not working in IPhone very well.
  • Issue in creating user account in IOS
  • First it was not working and later while it somehow worked, the OTP was not sent to my phone.
  • If it was sent it was very late for the application to accept OTP.
  • bad quality
  • this version that recently come is not workkng good and its very weak !!!
  • My Azipay account is blocked
  • However I went to Azizi bank to unlock my account.
  • Agent told me that he reported the issue but in reply the say the email does not match.
  • Unfortunately I don’t remember which email I have used in Azipay.
  • I am stuck 😏😏
  • Phone recharge is not working
  • The only thing which was working in this app was phone recharge, now that also not working.
  • Only when you touch the phone recharge option, the app hangs and stops working.
  • Worst Banking app ever after update
  • Your app does not load for 10 mins .. fix it .. you are good keeping the money and have profit on our money building towers but you couldn’t make a simple app ..
  • Worst app ever
  • Did you guys even paid the developer for such an app?
  • Can’t believe a big bank like this have this kind of buggy app.
  • Useless
  • In previous government it was a good app but now it is totally useless infact I strongly suggest everyone to not spend your mbs and time for downloading this app because the only service which this app was providing sending mobile credit card which has been stop since last week.
  • I am very upset from this bank and their poor services 😡😡😡
  • Failed Response
  • Phone Recharge option is not working on IOS.
  • It is responding with a failed message.
  • The electricity bill payment is suspended, hope this issue will be solved soon!
  • It seriously needs an update.
  • It doesn’t work correctly on iOS 15.
  • Doesn’t work probably
  • The app has many problems.
  • It’s very slow and doesn’t work most of the time.
  • Please invest in this app and develop it by some professional app developers.
  • Buq in ios 14
  • After update ios 14 azi pay apps not work
  • After update still not loading..
  • It wouldn’t add a Credit Card, in yesterday’s it might have been fixed but now it’s not loading anything..
  • Error
  • When i enter my phone number, an error pops up and says validation failed
  • Not working in IOS 14 iphone X
  • The pervious version used to work very well but this version keeps crashing.
  • Fix it please
  • Azi-Pay is not working
  • This version of AziPay pay app is not working all the options are out of order please fix
  • It's not functional on 11 pro
  • The new version doesnt work on 11 pro don't know what's the prob

Requested features

4 requests
  • Add card issue
  • Please update it
  • Please revise it
  • Please add option for transferring AZI Pay balance to Azizi bank account.

AkPaisa

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

AziPay

No in-app purchases

None

AkPaisa

No in-app purchases

Questions

Is AziPay free?
AziPay is free to download, with no in-app purchases.
Is AkPaisa free?
AkPaisa is free to download, with no in-app purchases.
Do AziPay or AkPaisa have ads?
Neither AziPay nor AkPaisa shows ads.

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