Comparison

PayPay AO vs BFA App 2.0

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

PayPay AO

Online payments in Angola

Free

💰 Finance

★ 3.619 ratingsView app →

BFA App 2.0

Free

💰 Finance

★ 2.823 ratingsView app →

About

PayPay AO

This app provides inclusive and fast mobile payment solutions for e-commerce in Africa. It allows users to easily pay for goods and services, transfer funds, and make withdrawals. Users can also register for a free account to send and receive payments.

Highlights

Mobile payment solutions
E-commerce payments
Fund transfers
Withdrawals
Secure payments
Free account registration

Features

Read full description

PAYPAY dedica-se a fornecer soluções de pagamento móvel de terceiros 'inclusivas e rápidas' para o comércio electrónico em África, com a visão de 'tornar o financiamento mais inclusivo e os pagamentos mais convenientes'. Para além das funções básicas de carregamentos, transferências e levantamentos seguros e rápidos, pode facilmente pagar bens e serviços através da nossa aplicação de pagamento móvel, desde que o destinatário seja um utilizador PAYPAY. Deve ter uma conta para enviar e receber pagamentos, por isso se o beneficiário não tiver uma conta PAYPAY, é fácil inscrever-se numa conta. O registo de uma conta é gratuito!

About

BFA App 2.0

Manage your finances with an intuitive interface. Perform transfers, pay bills, manage cards, and access currency exchange rates. Features biometric login and transaction categorization for easy financial tracking.

Highlights

Biometric login
Card management
Bill payments
Money transfers
Transaction categorization
Currency exchange rates

Features

Read full description

A nova BFA App 2.0 oferece uma experiência mais rápida, segura e intuitiva para gerir as suas finanças. Faça o download e tenha acesso a: - Transferências (P2P); - Transferências KWiK; - Operações Sobre Estrangeiro; - Levantamento sem Cartão; - Consulta de Comprovativos; - Acesso através de dados biométricos; - Consulta de saldos; - Categorização de Operações; - Consulta de movimentos; - Gestão de cartões; - Consulta de extractos; - Transferências bancárias; - Consulta de câmbios; - Pagamento de impostos; - Compra de recargas telefónicas; - Pagamento de facturas (água e luz, tv, entre outras). - Reutilização de Pagamentos; Com a nova BFA App 2.0, pode também aceder a notícias do BFA, efectuar simulações de crédito e de conversões de moeda, consultar câmbios, entre outras operações.

Screenshots

PayPay AO4 screens

BFA App 2.04 screens

Verdict

The call

The clearest difference is review sentiment: PayPay AO at 100% against BFA App 2.0's 11%. PayPay AO also leads on rating (3.6 vs 2.8) and iOS requirement (12.0 vs 15.0). BFA App 2.0's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayPay AO holds the better App Store score, 3.6 against 2.8. Both are backed by a comparable volume of ratings — 19 and 23 respectively. Written reviews point the same way: 100% of PayPay AO's written reviews are positive against 11% of BFA App 2.0's.

UpkeepUpdate frequency

PayPay AO ships an update every 3 weeks, BFA App 2.0 monthly. The most recent releases landed on October 25, 2026 and October 27, 2026 respectively.

Scorecard5 real differences · 5 level

PayPay AO versus BFA App 2.0: the parameters behind the verdict, then further details
Parameter	PayPay AO	BFA App 2.0
Price	Free	Free
Rating	3.6 (19 ratings) — better	2.8 (23 ratings)
Positive reviews	100.0% of reviews — better	11.1% of reviews
Number of ratings	19	23 — better
Update frequency	Every 3 weeks — better	Monthly
Ads	Yes	No — better
In-app purchases	No	No
Monetization	Ad-supported	Free — better
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	12.0 — better	15.0
Further details — not scored
Size	68 MB	85 MB
Age rating	17+	17+
Developer	CONECTANDO - SOCIEDAD3E PRESTADORA DE SERVICOS DE PAGAMENTOS, LDA	BFA

Customer experience

PayPay AO

All ratings18 ratings

Positive55.6%

Neutral11.1%

Negative33.3%

Written reviews4 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

BFA App 2.0

All ratings22 ratings

Positive36.4%

Neutral9.1%

Negative54.5%

Written reviews9 reviews

Positive11.1%

Neutral0.0%

Negative88.9%

In-app purchases

None

PayPay AO

No in-app purchases

None

BFA App 2.0

No in-app purchases

Questions

Is PayPay AO free?

PayPay AO is free to download, with no in-app purchases.

Is BFA App 2.0 free?

BFA App 2.0 is free to download, with no in-app purchases.

Which has better reviews, PayPay AO or BFA App 2.0?

PayPay AO is rated higher. PayPay AO averages 3.6 out of 5 from 19 ratings, while BFA App 2.0 averages 2.8 from 23 ratings.

Do PayPay AO or BFA App 2.0 have ads?

PayPay AO shows ads; BFA App 2.0 does not.

Which is updated more often, PayPay AO or BFA App 2.0?

PayPay AO ships an update every 3 weeks, and BFA App 2.0 monthly. Most recently, PayPay AO was updated on October 25, 2026 and BFA App 2.0 on October 27, 2026.