MULTICAIXA Express vs PayPay AO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MULTICAIXA Express
This app allows MULTICAIXA debit card users to perform various payment transactions available on the MULTICAIXA network. It provides a channel for convenient financial operations directly from your mobile device.
- Perform payment transactions
- Utilize MULTICAIXA network
- Debit card integration
- Convenient mobile operations
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Canal que dá a possibilidade ao utente de um cartão de débito MULTICAIXA, de efectuar transacções de pagamentos disponíveis na rede MULTICAIXA. Para mais informações sobre: 1 - Como aderir, clique aqui: https://multicaixa.ao/pt/ 2- Linha de Apoio: Email: suporte.mcxexpress@emis.co.ao Telemóveis: (+224) 222641840 ou 923168840
PayPay AO
This app provides inclusive and fast mobile payment solutions for e-commerce in Africa. It allows users to easily pay for goods and services, transfer funds, and make withdrawals. Users can also register for a free account to send and receive payments.
- Mobile payment solutions
- E-commerce payments
- Fund transfers
- Withdrawals
- Secure payments
- Free account registration
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PAYPAY dedica-se a fornecer soluções de pagamento móvel de terceiros 'inclusivas e rápidas' para o comércio electrónico em África, com a visão de 'tornar o financiamento mais inclusivo e os pagamentos mais convenientes'. Para além das funções básicas de carregamentos, transferências e levantamentos seguros e rápidos, pode facilmente pagar bens e serviços através da nossa aplicação de pagamento móvel, desde que o destinatário seja um utilizador PAYPAY. Deve ter uma conta para enviar e receber pagamentos, por isso se o beneficiário não tiver uma conta PAYPAY, é fácil inscrever-se numa conta. O registo de uma conta é gratuito!
Screenshots
Verdict
MULTICAIXA Express and PayPay AO both sit at 3.6 stars, but that hides the real split: 100% of PayPay AO's written reviews are positive against 32% of MULTICAIXA Express's. PayPay AO also leads on update cadence (every 3 weeks vs every 3 months). MULTICAIXA Express's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.6 for MULTICAIXA Express against 3.6 for PayPay AO. That said, the two scores are not equally well evidenced: MULTICAIXA Express has 150 ratings behind it against 19, so its average is the more settled of the two. Written reviews are what separate them: 32% of MULTICAIXA Express's written reviews are positive against 100% of PayPay AO's.
MULTICAIXA Express ships an update every 3 months, PayPay AO every 3 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | MULTICAIXA Express | PayPay AO |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (150 ratings) | 3.6 (19 ratings) — better |
| Positive reviews | 32.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 150 — better | 19 |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 112 MB | 68 MB |
| Age rating | 4+ | 17+ |
| Developer | EMIS, S.A | CONECTANDO - SOCIEDAD3E PRESTADORA DE SERVICOS DE PAGAMENTOS, LDA |
Customer experience
MULTICAIXA Express
PayPay AO
Bugs and requests
MULTICAIXA Express
Reported bugs
14 issues- Cannot paste information for some services (e.g., phone top-ups)
- App does not recognize user number, prompts reinstallation
- Unable to enter accession code
- Slow customer service response
- Difficulty inserting confirmation codes (transaction/activation)
Show 9 moreShow fewer
- App does not allow insertion of digits for confirmation codes
- Cannot write code in the confirmation code field
- Two-factor authentication code from SMS not accepted
- FaceID stopped working after update
- Cannot insert confirmation code after update
- App closes during payments
- Logout option removed
- Cannot insert new cards, prompts to update number with bank
- App crashes during payments
Requested features
6 requests- Add more color options
- Scan QR code for P2P transfer
- NFC payment option
- Link with TPA for physical store payments
- Add authentication by email and Google token
Show 1 moreShow fewer
- Allow international number changes
PayPay AO
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MULTICAIXA Express
No in-app purchases
PayPay AO
No in-app purchases
Questions
Is MULTICAIXA Express free?
Is PayPay AO free?
Which has better reviews, MULTICAIXA Express or PayPay AO?
Do MULTICAIXA Express or PayPay AO have ads?
Which is updated more often, MULTICAIXA Express or PayPay AO?
Other comparisons
