ATLANTICO Mobile Banking vs MULTICAIXA Express
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ATLANTICO Mobile Banking
Manage your finances on the go with this banking app. Perform transfers, pay bills, top up mobile services, and check your account balance anytime, anywhere. Offers secure login options and personalized features for a convenient banking experience.
- Mobile top-ups and bill payments
- Real-time balance and transaction checks
- Free and interbank transfers
- QR code payments
- Biometric login options
- Customizable profile and accounts
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The ATLANTICO Directo application is a new way to go to the Bank, more comfortable and adapted to the rhythm of your day to day. For you who value greater mobility and control of your financial life, we have created the ATLANTICO Directo so that you can make transfers, payments, top ups, consultations and more, wherever and whenever you want, easily, quickly and safely. The ATLANTICO Directo application is available on your phone or tablet 24 hours a day, 7 days a week, to do: •Direct mobile top ups, television and internet; •Water payments, electricity, travel ...; •Check account balance and account movements in real time; •Free and real time bank transfers between ATLANTICO accounts; •Interbank transfers; •Savings in order to prepare for the future; •QR code transfers and payments; •Request payment checks; •Exchange rate queries; •Login with facial recognition, fingerprint, iris or custom pin. It's your choice; •Creation and use of favorites for transfers and payments; •Customizing the profile photo and account name; •View and download statements; •And much more... Find out more about ATLANTICO Directo at www.atlantico.ao or contact us on +244 923 168 168 or +244 226 460 460.
MULTICAIXA Express
This app allows MULTICAIXA debit card users to perform various payment transactions available on the MULTICAIXA network. It provides a channel for convenient financial operations directly from your mobile device.
- Perform payment transactions
- Utilize MULTICAIXA network
- Debit card integration
- Convenient mobile operations
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Canal que dá a possibilidade ao utente de um cartão de débito MULTICAIXA, de efectuar transacções de pagamentos disponíveis na rede MULTICAIXA. Para mais informações sobre: 1 - Como aderir, clique aqui: https://multicaixa.ao/pt/ 2- Linha de Apoio: Email: suporte.mcxexpress@emis.co.ao Telemóveis: (+224) 222641840 ou 923168840
Screenshots
Verdict
The clearest difference is device support: ATLANTICO Mobile Banking at 4 against MULTICAIXA Express's 2. MULTICAIXA Express's advantage is ratings volume (148 vs 44). On price, rating, review sentiment and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MULTICAIXA Express holds the better App Store score, 3.6 against 3.4. Both are backed by a comparable volume of ratings — 44 and 148 respectively. Written reviews complicate that: 33% of ATLANTICO Mobile Banking's written reviews are positive against 32% of MULTICAIXA Express's, so the app with the better star average is not the one people write more warmly about.
ATLANTICO Mobile Banking ships an update every 6 weeks, MULTICAIXA Express every 3 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | ATLANTICO Mobile Banking | MULTICAIXA Express |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (44 ratings) | 3.6 (148 ratings) — better |
| Positive reviews | 33.3% of reviews — better | 32.3% of reviews |
| Number of ratings | 44 | 148 — better |
| Update frequency | Every 6 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 56 MB | 112 MB |
| Age rating | 4+ | 4+ |
| Developer | Banco Millennium ATLANTICO, S.A | EMIS, S.A |
Customer experience
ATLANTICO Mobile Banking
MULTICAIXA Express
Bugs and requests
ATLANTICO Mobile Banking
Not enough reviews yet to summarise bugs or requests.
MULTICAIXA Express
Reported bugs
14 issues- Cannot paste information for some services (e.g., phone top-ups)
- App does not recognize user number, prompts reinstallation
- Unable to enter accession code
- Slow customer service response
- Difficulty inserting confirmation codes (transaction/activation)
Show 9 moreShow fewer
- App does not allow insertion of digits for confirmation codes
- Cannot write code in the confirmation code field
- Two-factor authentication code from SMS not accepted
- FaceID stopped working after update
- Cannot insert confirmation code after update
- App closes during payments
- Logout option removed
- Cannot insert new cards, prompts to update number with bank
- App crashes during payments
Requested features
6 requests- Add more color options
- Scan QR code for P2P transfer
- NFC payment option
- Link with TPA for physical store payments
- Add authentication by email and Google token
Show 1 moreShow fewer
- Allow international number changes
In-app purchases
ATLANTICO Mobile Banking
No in-app purchases
MULTICAIXA Express
No in-app purchases
Questions
Is ATLANTICO Mobile Banking free?
Is MULTICAIXA Express free?
Which has better reviews, ATLANTICO Mobile Banking or MULTICAIXA Express?
Do ATLANTICO Mobile Banking or MULTICAIXA Express have ads?
Which is updated more often, ATLANTICO Mobile Banking or MULTICAIXA Express?
Other comparisons
