Comparison

Metro Bank Authenticator vs CODECU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

CODECU

Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and make payments. It also offers security features, branch/ATM locators, and transaction organization tools.

Highlights
  • View account balances and transactions
  • Transfer money between accounts
  • Mobile check deposit
  • Make payments to companies and friends
  • Reorder or turn off debit cards
  • Find branches and ATMs
  • Aggregate financial accounts
Features
Read full description

CODE’s Mobile App makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with the CODE Credit Union Mobile App: • View your account balance • View recent transactions • Transfer money between your accounts • Deposit checks in a snap by taking a picture of the front and back • Set up alerts so you know when your balance drops below a certain amount • Make payments, whether you’re paying a company or a friend • Reorder your debit card or turn it off if you’ve misplaced it • View and save your monthly statements • Find branches and ATMs near you • Aggregate your financial accounts • Organize transactions by allowing you to add tags, notes and photos of receipts and checks. Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Metro Bank Authenticator3 screens
CODECU4 screens

Verdict

The call

The clearest difference is review sentiment: CODECU at 64% against Metro Bank Authenticator's 0%. CODECU also leads on update cadence (monthly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, CODECU monthly. The most recent releases landed on September 17, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
Metro Bank Authenticator versus CODECU: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorCODECU
PriceFreeFree
Rating—4.8 (1K ratings) — better
Positive reviews0.0% of reviews64.3% of reviews — better
Number of ratings—1K — better
Update frequencyEvery 12 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.4
Further details — not scored
Size12 MB178 MB
Age rating4+4+
DeveloperMetroBankCODE Credit Union

Customer experience

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

CODECU

All ratings1,017 ratings
Positive95.4%
Neutral1.6%
Negative3.0%
Written reviews14 reviews
Positive64.3%
Neutral7.1%
Negative28.6%

Bugs and requests

Metro Bank Authenticator

Not enough reviews yet to summarise bugs or requests.

CODECU

Reported bugs

5 issues
  • Error reported on credit card in error
  • Prevented from accessing account due to OS incompatibility
  • Issues with mobile deposit process
  • Confusing account balance display
  • App crashes on transfer screen

Requested features

2 requests
  • Simplify mobile deposit process
  • Improve account balance display

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

CODECU

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is CODECU free?
CODECU is free to download, with no in-app purchases.
Do Metro Bank Authenticator or CODECU have ads?
Neither Metro Bank Authenticator nor CODECU shows ads.
Which is updated more often, Metro Bank Authenticator or CODECU?
Metro Bank Authenticator ships an update every 12 months, and CODECU monthly. Most recently, Metro Bank Authenticator was updated on September 17, 2026 and CODECU on September 24, 2026.

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