Comparison

Metro Bank Authenticator vs Valinity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

Valinity

This app functions as a non-custodial wallet and browser, allowing users to connect to web3 decentralized applications. It supports storing various cryptocurrencies and securing transactions with biometric or passcode locks.

Highlights
  • Non-custodial wallet
  • Web3 dApp browser
  • Store ETH and VY tokens
  • Send/Receive ERC20
  • Smart contract based
  • Biometric/Passcode security
Features
Read full description

The Valinity app is both a Noncustodial wallet and browser. Connect to web3 dapps right from Valinity. 
 With Valinity you can: -Stay up to date with Treasury Stats. -Store $ETH and $VY in your wallet. -Send and Receive from any ERC20 wallet -100% smart contract based.
-Biometrics or Passcode lock to secure your transactions

 Download the Valinity app today and join decentralization. 

 Stay up to date with Valinity: 
Twitter: https://twitter.com/valinitydefi
 Telegram: https://t.me/valinitydefi
 Discord: https://discord.gg/3xVJDSSAQv 
Instagram: https://instagram.com/valinitydefi
 TikTok: https://tiktok.com/@valinitydefi
 YouTube: https://www.youtube.com/@Valinitylabs Facebook: https://facebook.com/valinitydefi

Screenshots

Metro Bank Authenticator3 screens
Valinity4 screens

Verdict

The call

The clearest difference is review sentiment: Valinity at 100% against Metro Bank Authenticator's 0%. Valinity also leads on update cadence (every 2 months vs every 12 months). Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, Valinity every 2 months. The most recent releases landed on September 17, 2026 and June 25, 2026 respectively.

Scorecard3 real differences · 7 level
Metro Bank Authenticator versus Valinity: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorValinity
PriceFreeFree
Rating—4.4 (7 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings—7 — better
Update frequencyEvery 12 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better16.0
Further details — not scored
Size12 MB59 MB
Age rating4+4+
DeveloperMetroBankValinity Labs SAS

Customer experience

Metro Bank Authenticator

Written reviews19 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Valinity

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

Valinity

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is Valinity free?
Valinity is free to download, with no in-app purchases.
Do Metro Bank Authenticator or Valinity have ads?
Neither Metro Bank Authenticator nor Valinity shows ads.
Which is updated more often, Metro Bank Authenticator or Valinity?
Metro Bank Authenticator ships an update every 12 months, and Valinity every 2 months. Most recently, Metro Bank Authenticator was updated on September 17, 2026 and Valinity on June 25, 2026.

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