Comparison

Metro Bank Authenticator vs Divvy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

Divvy

Easily share expenses with friends by creating groups and tracking who owes what. Supports multiple currencies and offers flexible repayment options for seamless settlement.

Highlights
  • Create and manage expense groups
  • Add expenses with multiple currencies
  • Automatic currency conversion
  • Calculate easiest repayment methods
  • Personalize groups with photos
Features
Read full description

Divvy makes it easy to share expenses with friends. 1. Create a group and invite your friends. 2. Members can add expenses. Divvy keeps track of everything. 3. When you're ready to settle, Divvy will figure out how everyone get's repaid in the easiest way possible. BRING DIVVY ON YOUR NEXT VACATION Add expenses in 30 different currencies. Divvy will automatically convert the amount based on the latest exchange rate. SETTLE THE WAY YOU PREFER Add all the ways others can pay you back. PERSONALIZE YOUR GROUP Add a photo to your group to make it truly yours.

Screenshots

Metro Bank Authenticator3 screens
Divvy4 screens

Verdict

The call

The clearest difference is update cadence: Divvy at every 2 weeks against Metro Bank Authenticator's every 12 months. Metro Bank Authenticator's advantage is iOS requirement (14.0 vs 16). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, Divvy every 2 weeks. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
Metro Bank Authenticator versus Divvy: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorDivvy
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings—2 — better
Update frequencyEvery 12 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better16
Further details — not scored
Size12 MB19 MB
Age rating4+4+
DeveloperMetroBankTotus Labs ApS

Customer experience

Metro Bank Authenticator

Written reviews20 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Divvy

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

Divvy

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is Divvy free?
Divvy is free to download, with no in-app purchases.
Do Metro Bank Authenticator or Divvy have ads?
Neither Metro Bank Authenticator nor Divvy shows ads.
Which is updated more often, Metro Bank Authenticator or Divvy?
Metro Bank Authenticator ships an update every 12 months, and Divvy every 2 weeks. Most recently, Metro Bank Authenticator was updated on October 24, 2026 and Divvy on October 18, 2026.

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