Comparison

Metro Bank Authenticator vs Invoice It

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metro Bank Authenticator

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

Highlights
  • Authenticate online banking actions
  • Secure login verification
  • Approve new payment setups
  • Confirm account changes
  • Replaces physical security devices
  • Convenient mobile authentication
Features
Read full description

We believe that people come first, and that everyone deserves a great experience every step of the way – whether it’s on our app, online or face to face. We’re here to make your life (and your banking) easier, which is why we’ve created our Authenticator app for our Metro Bank Business customers. Need some help? Our Local Business Managers and Relationship Managers are on hand to support you and your business. Features: You can use this app to authenticate certain actions on your Metro Bank Business online banking, like logging in, setting up new payments, or making changes to your account. It only takes a few taps – and there’s no need to worry about finding your physical security device. Metro Bank’s Authenticator app is available for customers registered for Commercial Online Banking and Business Online Plus. Standard data charges from your mobile service provider may apply. Help and support: If you experience any issues downloading or registering the Metro Bank Authenticator app, please visit us in store or call us on 0345 08 08 500. Metro Bank PLC. Registered in England and Wales. Company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Metro Bank PLC is an independent UK Bank - it is not affiliated with any other bank or organisation (including the METRO newspaper or its publishers) anywhere in the world. "Metrobank" is the registered trademark of Metro Bank PLC. more

About

Invoice It

This financial management tool helps sole traders and small businesses get paid quickly and securely. It allows users to send digital payment requests, track outstanding payments, and automate reminders. The app integrates with accounting software for streamlined financial administration.

Highlights
  • Send digital payment requests
  • Automate late payment reminders
  • Track outstanding payments
  • Integrate with accounting software
  • Secure account-to-account payments
  • Web-based access
Features
Read full description

Metro Bank has partnered with BankiFi to bring you ‘Invoice It’; an app-based financial management tool designed to help you get paid quickly and securely. It’s free and exclusive to Metro Bank Business Current Account* customers. Terms and conditions and eligibility criteria apply. How Invoice It works: We understand that, as a small business, your time is precious. Invoice It is available to help save you time on financial admin and chasing late payments, giving you more time for the important bits.  The Invoice It app allows sole-traders and small businesses (with a Metro Bank Business Current Account*) to send digital payment requests to customers - via SMS, Email, WhatsApp or QR codes - safely and securely. You can link your accounting package** to Invoice It. It works seamlessly between your bank account and accounting package, to help you spend less time on financial admin – it’s also available on the web. Invoice It enables you to send and manage payment requests. Metro Bank does not guarantee that invoices will be paid, as payment depends on your customer completing the transaction. Key benefits of Invoice It: Get paid in a secure and simple way via account-to-account payments It’s free for Metro Bank Business Current Account* customers Your customers don’t need to download the Invoice It app to pay you Invoice It automatically chases late payments for you. Key features of Invoice It: Sending invoices is simple and secure Get a real-time look at who owes you what Schedule late payment reminders and automate payment requests Connect accounting software – like Sage, Xero and Quickbooks – for easy reconciliation Create a simplified payment experience for your customers. Payment limits The maximum limit for a payment request without an invoice is £5,000, while payment requests with an invoice can be up to £250,000. The ‘Invoice It’ service is provided by BankiFi Technology Limited (‘BankiFi’). BankiFi is regulated by the Financial Conduct Authority under Financial Services Register number 926574 as a PSD Agent of Moneyhub Financial Technology Limited. Registered in England and Wales, number 1069677. Registered Office: Centurion House, 129 Deansgate, Manchester, M3 3WR. You need one of the following Metro Bank Business Current Accounts to be eligible for free access to Invoice It; Business Bank Account, Business Start-Up Account, Business Switcher Account, or a Commercial Current Account. ** Sage, Quickbooks and Xero are the only accounting software applications that can currently be connected to Invoice It. More software providers will be introduced in the future. Integration with accounting software requires a separate subscription with the relevant provider.

Screenshots

Metro Bank Authenticator3 screens
Invoice It4 screens

Verdict

The call

The clearest difference is update cadence: Invoice It at every 6 weeks against Metro Bank Authenticator's every 12 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metro Bank Authenticator ships an update every 12 months, Invoice It every 6 weeks. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

Scorecard1 real difference · 7 level
Metro Bank Authenticator versus Invoice It: the parameters behind the verdict, then further details
ParameterMetro Bank AuthenticatorInvoice It
PriceFreeFree
Positive reviews0.0% of reviews0.0% of reviews
Update frequencyEvery 12 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size12 MB38 MB
Age rating4+4+
DeveloperMetroBankBankiFi Limited

Customer experience

Metro Bank Authenticator

Written reviews20 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Invoice It

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Metro Bank Authenticator

No in-app purchases

None

Invoice It

No in-app purchases

Questions

Is Metro Bank Authenticator free?
Metro Bank Authenticator is free to download, with no in-app purchases.
Is Invoice It free?
Invoice It is free to download, with no in-app purchases.
Do Metro Bank Authenticator or Invoice It have ads?
Neither Metro Bank Authenticator nor Invoice It shows ads.
Which is updated more often, Metro Bank Authenticator or Invoice It?
Metro Bank Authenticator ships an update every 12 months, and Invoice It every 6 weeks. Most recently, Metro Bank Authenticator was updated on October 29, 2026 and Invoice It on October 21, 2026.

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