Bfirst Banking vs EnvelopeBudget.com

Bfirst Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Bfirst Banking: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Bfirst Banking app, you must be enrolled as a First State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Envelope Budget can be used at no charge with your own self-hosted Envelope Budget server. The optional EnvelopeBudget.com hosted service includes a 34-day free trial; continued access to that hosted service requires a paid membership purchased through an in-app purchase. Envelope Budget helps you manage your money using the envelope budgeting method—a simple system where you allocate your income into categories before you spend it. How Envelope Budgeting Works When you receive income, you divide it into virtual envelopes for each spending category: rent, groceries, transportation, entertainment, savings. When you make a purchase, the money comes out of that envelope. When an envelope is empty, you've reached your limit for that category. This approach gives you clarity and control. You always know exactly how much you have available to spend. Features • Create envelopes for each of your spending categories • Allocate funds to envelopes when you get paid • Track transactions and watch balances update instantly • Transfer money between envelopes when plans change • Manage multiple accounts (checking, savings, cash) • View your spending history and track where your money goes Why It Works Envelope budgeting removes the guesswork. Instead of wondering if you can afford something, you check your envelope balance. Instead of overdrawing your account, you see limits in real time. It's budgeting that's easy to understand and easy to follow. Whether you're paying off debt, building an emergency fund, or just trying to stop overspending, Envelope Budget gives you the tools to succeed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/