Envelope Budget vs United Debit Rewards Card

Stop wondering if you can afford it. Envelope Budget gives every dollar a job, so you always know what you can spend, what's set aside for bills, and what's left until payday. HOW IT WORKS When you get paid, fill your envelopes: mortgage, groceries, gas, eating out, savings. Every purchase comes out of an envelope. When one runs low, you know before you overspend, not after. FEATURES • Envelopes at a glance: see what's funded, what's spent and what's left in every envelope • Payday in one tap: allocate a paycheck the moment it lands, or reuse a paycheck template • Overspent? Cover it from another envelope in one tap. No guilt, just a plan • Smart inbox: new transactions arrive sorted. Payee rules suggest the envelope, and you swipe to accept • Bank sync: connect your bank through Plaid or SimpleFIN (read-only), or enter everything by hand • Amazon orders split by item: each item lands in the right envelope, with the EnvelopeBudget browser extension • Budget Bootcamp: a guided start that walks you through your first weeks, step by step • Budget together: invite your partner or family to the same budget, in sync on phone and web • Bills calendar and savings goals, so nothing sneaks up on you • Reports: spending by category, income by source, and net worth over time • Home Screen and Lock Screen widgets • Face ID or a PIN to keep your budget private PRIVATE BY DESIGN No ads. We never sell your data. Bank connections are read-only, and you can skip them entirely. FREE TRIAL, MEMBERSHIP AND SELF-HOSTING Envelope Budget can be used at no charge with your own self-hosted Envelope Budget server. The optional EnvelopeBudget.com hosted service includes a 34-day free trial; continued access to that hosted service requires a paid membership purchased through an in-app purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

TURN EVERYDAY PURCHASES INTO MILEAGEPLUS® MILES Introducing the United MileagePlus® Debit Rewards Card—a simple, secure way to earn MileagePlus® miles every time you spend.¹ Whether you're grabbing coffee, booking a trip, or shopping online, every purchase moves you closer to your next adventure.¹ WHAT MAKES IT REWARDING: 1 mile per $1 spent on United purchases: Book flights, buy snacks on board, or shop with United—and earn faster.¹ 1 mile per $2 spent on everything else: Get rewarded for groceries, gas, dining, and more.¹ 2,500-mile annual bonus: Earn 2,500 miles each calendar year after you spend $10,000.² Miles for saving: Earn even more MileagePlus miles every month based on your average daily balance, up to 70,000 miles each year.³ Waive the monthly fee: Keep an average balance of $2,000 or more each month to skip the $4 service fee.⁴ Built-in card controls: Lock or unlock your card — and more at your fingertips. Easily track miles: Watch your rewards grow with every eligible purchase. HOW TO GET STARTED: Download & enroll: Create your FDIC-insured account in minutes with no credit check, through Sunrise Banks, N.A., Member FDIC. Add funds: Link your bank, schedule direct deposit, or set up auto-transfers. Spend & earn: Use your card for everyday purchases and rack up the miles.¹ No credit check: Applying for this card does not impact your credit score.⁵ Wherever you go, your everyday purchases can bring your next journey closer.¹ ¹ Earn 1 mile per $1 spent on United purchases and 1 mile per $2 on all other eligible purchases. ² Bonus miles awarded after $10,000 in annual qualifying spend. ³ Monthly balance miles earned are based on your account’s average daily balance in that calendar month. ⁴ Monthly service fee of $4 is waived when prior month's average account balance is $2,000 or more. ⁵ Subject to approval. United is an airline and not a bank. Banking services are provided by Sunrise Banks N.A., Member FDIC. Your funds are FDIC insured up to $250,000. The United MileagePlus® Debit Rewards Card is issued by Sunrise Banks, N.A., pursuant to license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. This card may be used wherever Visa Debit is accepted. See full terms and program rules in the app. © 2026 United MileagePlus® Debit Card., Inc. All rights reserved.