United Debit Rewards Card

United Debit Rewards Card

United Debit

466 ratings
44 reviews
Free

Details

  • Released
  • Updated
  • August 6, 2025
  • August 27, 2026

Features

United Debit Rewards Card screenshot #1 for iPhone
United Debit Rewards Card screenshot #2 for iPhone
United Debit Rewards Card screenshot #3 for iPhone
United Debit Rewards Card screenshot #4 for iPhone
United Debit Rewards Card screenshot #5 for iPhone
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About

Earn airline miles on everyday purchases with a debit card. Get rewarded for spending on travel, groceries, and more. Manage your card and track rewards easily.

Earn miles on United purchases
Earn miles on all other spending
Annual bonus miles
Miles for savings based on balance
Waive monthly fee with minimum balance
Card controls and tracking
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What's New in United Debit Rewards Card

1.0.37

August 27, 2026

Usability improvements.

User reviews

Cumbersome and needs improvements

THE GOOD: I actually like the card. Once you make a transfer one time FROM YOUR BANK APP (I have Capital One), the rest will only take one day to reach the United Debit account. If you have Apple Pay, you instantly add money to your card from you Apple Cash. So I haven’t had any problems putting money on the card. And it’s fun to see the miles increase (when they finally do.)

THE BAD:
The app does not show you how many miles you’ve received per transaction. Doesn’t show it in the app; and it doesn’t even give you total for the month on the bank statement!! You have to literally calculate each transaction for yourself, then add it up to see if you received the miles. Which is extremely hard to do because the miles take DAYS to be adding to the miles tracker. So there no way to know what or if you’ve actually received mikes from all your qualified tractions.
THIS NEEDS TO CHANG!!! Show what we’ve earned per transaction in the app AND on the statements.
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Response from developer

We’re sorry to hear about your experience and appreciate your feedback. Your input helps us continue to improve. For account assistance or questions about miles earned, please contact United MileagePlus® Debit Card Services at 1-800-507-0476.

Terrible app

This app is ridiculous! Every time I upgrade it continuously gives me an error to “upgrade to use the app”. The card itself is ridiculous too! They’ve locked it multiple times for usual transactions that I’ve done. They locked me also when I tried booking a delta flight. They were probably just angry that I went with a better airline. They also lied. When I considered this I checked to see if there were foreign transaction fees. It said no, only to find that they do charge fees.
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Response from developer

Sorry to hear you’ve had difficulty signing in and updating the app — that’s not the experience we want for our members. Please reach out to United MileagePlus® Debit Card Services at 1-800-507-0476, and our team can walk you through getting back into your account.

Stopped Earning Miles 5/26 No Support

In May 2026, after earning almost 13k miles my account stopped earning miles. No explanation. Multiple calls to both United and United Debit. I continue to make the identical recurring transaction that used to earn me 700 miles/month. No miles for my average account balance. Monthly statements lack information about miles accrual. Also had issues where the monthly fee was deducted automatically even when I was over the account minimum. Not sure this card is worth.
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Response from developer

We’re sorry to hear about your experience and understand how stressful this must be, especially with a large transfer. ACH transfers can sometimes be held for review or verification, but your funds should not be lost. The next best step is to contact the United MileagePlus® Debit Card Services team at 1-800-507-0476. They can locate your transfer, confirm its status, and escalate if needed. The team is ready to assist and help resolve this.

Love the app and rewards!

Enjoying this card so far. Looking forward to all the rewards from this summers travels!

Response from developer

Thanks so much for the great feedback! We’re thrilled to hear you’re enjoying the card so far. Wishing you safe travels this summer and lots of great rewards along the way. Thanks for being part of the United Airlines MileagePlus® Debit Card family!

No Apple Pay

The premise of this card is solid. I’ve used it a ton since I got it. However, don’t expect to be able to use it to transfer money via Apple Pay, Venmo, cash app, PayPal, etc. The bank this card uses flags it as fraud, and the customer service agents can’t seem to comprehend the problem.

Response from developer

Thank you for your feedback, we’re glad to hear you’ve been getting good use out of the card, though we understand how frustrating the transfer limitations can be. We appreciate you bringing this to our attention. For further assistance, please contact United Airlines MileagePlus® Debit Card Services at 1-800-507-0476 so our team can review your experience and help address your concerns.

Developer apps

FAQ

What does the United Debit Rewards Card do?

This debit card allows you to earn MileagePlus® miles on your everyday purchases. You can earn miles on spending with United and on all other eligible purchases. It also offers miles for maintaining a savings balance and an annual bonus for meeting spending thresholds.

How do I earn miles with this card?

You earn 1 mile per $1 spent on United purchases and 1 mile per $2 spent on all other eligible purchases. Additionally, you can earn miles monthly based on your average daily balance, and receive a 2,500-mile bonus annually after spending $10,000.

Is there a fee to use this card?

There is a $4 monthly service fee, but it can be waived by maintaining an average daily balance of $2,000 or more each month. The app provides tools to help you track your balance and manage your card.

Do I need a credit check to get this card?

No, applying for this card does not require a credit check and will not impact your credit score. You can create an FDIC-insured account in minutes through Sunrise Banks, N.A., Member FDIC.

What are the main benefits of using this card?

The primary benefit is earning MileagePlus® miles on your spending, bringing you closer to your next flight. Other benefits include earning miles on savings, an annual bonus, the ability to waive the monthly fee, and built-in card controls for security and convenience.