United Debit Rewards Card

United Debit Rewards Card

United Debit

599 ratings
48 reviews
Free

Details

Released
August 6, 2025
Updated
October 29, 2026

Features

United Debit Rewards Card screenshot #1 for iPhone
United Debit Rewards Card screenshot #2 for iPhone
United Debit Rewards Card screenshot #3 for iPhone
United Debit Rewards Card screenshot #4 for iPhone
United Debit Rewards Card screenshot #5 for iPhone
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About

Earn airline miles on everyday spending with a debit card that offers rewards for United purchases and general spending. It features a bonus for annual spending and miles based on your balance, with a waived monthly fee for higher balances. Manage your card and track rewards easily.

✓Earn miles on United purchases
✓Earn miles on general spending
✓Annual spending bonus
✓Miles for maintaining balance
✓Waived monthly fee
✓Card controls
✓Track rewards
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What's New in United Debit Rewards Card

1.0.39

October 29, 2026

Utility improvements.

User reviews

Holding payroll

First direct deposit from my employer went in no issues this payroll now needs to be manually verified never had this happen before I think with how reputable united is as a company would choose a better partner then the bank they chose. Never on all of my years of working has my payroll been withheld from my account. I thought this would be a good move to earn miles and support united if you don’t want to get direct deposit on time then be my guest if not stay away from the united airlines debit card horrible customer service was hung up on and no I am not able to pay my bills on time because of United Airlines
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Awful App. Doesn’t Work

The app doesn’t correctly link your bank accounts so you can’t fund the account. You constantly have to delete your previously approved/linked bank accounts and relink them. And, even then the app seems to allow transfers intermittently. It’s become more and more prevalent lately too. The other problem is you can’t transfer funds from an external debit card to the United debit account. Overall? It’s just kind of a janky app.
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Good for miles not so much for everything else

Use this card to get the bonus miles and mile accruing. DO NOT use this card if you’ve booked a hotel room and they put a hold on this card. You won’t get it back right away after checkout you have to wait 30 days. DO NOT use this card to if you’ve purchased something and you have a legit issue and you have to put in a dispute. It will take 90 DAYS after they ‘investigate’ before it’s credited to your account. And there’s no option to make a cash deposit or a savings account. If you still get it get it just for the miles accrual
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Response from developer

Thank you for sharing your feedback. We understand how frustrating it can be when funds or disputes take longer than expected, and we appreciate you bringing these concerns to our attention. We’d encourage you to contact United MileagePlus® Debit Card Services at 1-800-507-0476 so our team can review your specific situation and help address any outstanding issues. We’re glad you’re enjoying the miles-earning benefits of the card and hope we can provide a better overall experience going forward.

Meh

The app has gotten better. When first opened my account it seemed like every other transaction was getting flagged for suspicious activity, which thankfully has stopped. Only thing now preventing me from giving it 5 stars is there is still no support for Venmo, cashapp, or anything like that. It’s 2026. In this day and age it’s ALMOST unacceptable to not support these services, as most people rely on them on an almost daily basis
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Response from developer

Thank you for sharing your feedback! We’re glad to hear you’re enjoying the program so far. We’re always looking for ways to expand functionality and make the experience even better, and linking to services like Venmo is great input that we’ll take into consideration as we continue to improve the program.

Cumbersome and needs improvements

THE GOOD: I actually like the card. Once you make a transfer one time FROM YOUR BANK APP (I have Capital One), the rest will only take one day to reach the United Debit account. If you have Apple Pay, you instantly add money to your card from you Apple Cash. So I haven’t had any problems putting money on the card. And it’s fun to see the miles increase (when they finally do.)

THE BAD:
The app does not show you how many miles you’ve received per transaction. Doesn’t show it in the app; and it doesn’t even give you total for the month on the bank statement!! You have to literally calculate each transaction for yourself, then add it up to see if you received the miles. Which is extremely hard to do because the miles take DAYS to be adding to the miles tracker. So there no way to know what or if you’ve actually received mikes from all your qualified tractions.
THIS NEEDS TO CHANG!!! Show what we’ve earned per transaction in the app AND on the statements.
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Response from developer

We’re sorry to hear about your experience and appreciate your feedback. Your input helps us continue to improve. For account assistance or questions about miles earned, please contact United MileagePlus® Debit Card Services at 1-800-507-0476.

Developer apps

FAQ

How do I earn miles with United Debit Rewards Card?

You earn 1 mile per $1 spent on United purchases and 1 mile per $2 on all other eligible purchases. Additionally, you can earn miles based on your average daily balance each month.

Is there a fee for the United Debit Rewards Card?

There is a $4 monthly service fee, but it is waived if your prior month's average account balance is $2,000 or more.

Does United Debit Rewards Card require a credit check?

No, applying for the United Debit Rewards Card does not require a credit check and is subject to approval. You can create your FDIC-insured account in minutes.

What is the annual bonus for United Debit Rewards Card?

You can earn a 2,500-mile annual bonus each calendar year after you spend $10,000 in qualifying purchases.

What are the security features of United Debit Rewards Card?

The card offers built-in card controls, allowing you to lock or unlock your card directly from the app for enhanced security.

What devices is United Debit Rewards Card available on?

The United Debit Rewards Card app is available on iPhone and iPod devices.

How often is the United Debit Rewards Card app updated?

The app was last updated on October 29, 2026, with version 1.0.39, indicating regular maintenance and updates.

What is the age rating for United Debit Rewards Card?

The United Debit Rewards Card app has an age rating of 17+, suggesting it is intended for adult users due to its financial nature.