SimpleMoney vs WallyLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimpleMoney
Manage your household finances with this intuitive cash book app. Track income, expenses, and loans with detailed statistics and customizable categories. Supports multiple languages and offers cross-device compatibility.
- Income, expense, and loan tracking
- Scheduled entries (daily, weekly, monthly)
- Customizable expense categories with colors
- Searchable entries by title, date, and category
- PDF export of income/expense reports
- Statistical overview of finances
- Multi-language support
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SimpleMoney is a simple cash book app for the household! (Languages supported: English, German, French, Spanish, Italian) The SimpleMoney app is a simple household book and more! It has never been so easy to be on top of your finances. Many features and attention to detail make this app unique. Pay once and you will receive the app for iOS, iPadOS and macOS. More languages are added. In addition, the app is constantly being improved and updates made available. - 4 Widgets with different Colors (iOS/iPadOS 14 & macOS 11) - Keep track of your Income, Expense & Loans! - Add, Edit or/and Duplicate your Entries - Schedule the income/expense (once, weekly or monthly) - Choose a color for your expense categories - Search for title, date & (category) - Export to a PDF (Table) of your Income/Expense - Calendar to track your Entries - track your balance, to see if you are in the plus - see your statistic for your income, expense - also see the statistic for your expense category - you can add your own currency shortcuts - add your own Expense category(with Color) - favor your favourite Currency/Category - supports dark and light mode this app gets frequently updates!
WallyLedger
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WallyLedger WallyLedger is a private, offline-first personal finance app for iPhone, iPad, and Mac. Track accounts, budgets, savings goals, and recurring transactions while keeping your financial data entirely under your control. Your data stays on your device and in your private iCloud account — never on someone else’s server. No sign-up. No ads. No tracking. FEATURES • Multiple accounts — checking, savings, credit cards, cash, investments • Categorised transactions with tags, notes, and receipts • Budgets with rollover support • Recurring and scheduled transactions • Savings goals with progress tracking • Cashflow forecasts and spending insights • Credit, debt, and mortgage tracking • CSV export • Fully offline with optional iCloud sync PRIVACY FIRST WallyLedger is built with privacy by design. Your financial data is stored locally and synced through your private iCloud (CloudKit) database. We do not operate servers that store or process your financial information. • No analytics • No advertising SDKs • No trackers • No account required FREE The free version includes: • Up to 3 accounts • Up to 2 budgets • Up to 3 savings goals • Up to 3 recurring transactions • Up to 60 transactions per month • Full manual transaction tracking and reporting PREMIUM Unlock the complete WallyLedger experience: • Unlimited accounts, categories, budgets, goals, and recurring transactions • Advanced cashflow forecasts and charts • Subscription, credit, debt, and mortgage tracking • Receipt attachments and scanning • Action and notification history • Full CSV export Premium is available as: • Monthly subscription — $6.99 • Annual subscription — $59.99 • Founders Lifetime purchase — $99.99 at launch Monthly and annual plans include a 7-day free trial for eligible new subscribers. Family Sharing is supported. REQUIREMENTS • iOS 18, iPadOS 18, or macOS 15 or later • iCloud account optional for sync across devices Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.apple.com/legal/macapps/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: WallyLedger at weekly against SimpleMoney's monthly. SimpleMoney's advantage is iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SimpleMoney sells 3 one-off in-app purchases and WallyLedger sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
SimpleMoney ships an update monthly, WallyLedger weekly. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.
| Parameter | SimpleMoney | WallyLedger |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 66.7% of reviews | — |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | — |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPad, Mac |
| Requires iOS | 13.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 17 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | David Koenig | Henri La |
In-app purchases
SimpleMoney
- Croissant$0.99
- Coffee$1.99
- Meal$3.99
WallyLedger
- WallyLedger Premium Monthly7 Days trial$6.991 Month
- WallyLedger Premium Annual7 Days trial$59.991 Year
- WallyLedger Premium Lifetime$99.99









