eMoney Agent vs ABA Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eMoney Agent
Perform financial transactions like payments, money transfers, and phone top-ups instantly from your mobile device. No bank account is required to register and manage your finances easily. Offers secure QR payments and bill settlements across numerous provinces.
- One-click transactions
- No bank account required
- Unlimited telecom operations
- Instant phone top-up discounts
- QR code payments
- Bill payments for utilities and loans
- 2-layer password security
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eMoney – Leading Mobile Finance Provider, developed by E-MONEY PAYMENT SOLUTIONS PLC. With eMoney application, you can perform any transactions such as payment, money transfer, phone top up, and so on, by just one click, and do not need to visit physical bank. IMMEDIATE SIMPLE WITH ACTION: - No bank account is required - Unlimited telecom operation - Register account within a minute - Online KYC, simple and easy TRANSFER MONEY UNLIMITED - Transfer to your family and anyone anywhere, anytime via eMoney account or Non-eMoney account users - Transfer to your local bank account - Cash-in/cash-out at over 8,000 agents nationwide. PHONE TOP UP CANNOT BE CHEAPER - Top up to your phone balance with instant discount 3-5% - Exchange and buy data via eMoney to get more benefit 30% BILL PAYMENTS ALL 25 PROVINCES AND CITIES - Electric/water bill, Internet, TVs, etc - Loan repayment, Micro finance, school fee, etc QR PAYMENT - Customer can make payment when buy goods or services at retails shops or online shops by using QR Payment, request pay.QR Pay is the easiest and quickest payment method where payment will be performed by scanning QR code via eMoney APP ABSOLUTE SECURITY - 2-layer password security and authentication code are absolutely safe (customer can choose authentication by USSD or SMS) HASSLE-FREE - Get your salary on time. - Risk-free of handling cash. START your new payment experience on your mobile phone - Hotline support and answers: 868 or 0236 868 868 - Website: https://emoney.com.kh
ABA Merchant
Accept payments on the go with this mobile point-of-sale solution. Designed for businesses of all sizes, it allows you to easily process transactions directly from your smartphone or tablet. Simply activate with your bank account and start receiving payments.
- Mobile point-of-sale solution
- Accept customer payments
- Suitable for all business sizes
- Easy activation with bank account
- Process transactions on smartphone/tablet
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ABA Merchant is free to use mPOS solution for any sized businesses including an individual entrepreneurs who has an account with ABA Bank. Your business can be a cafe, phone shop, beauty salon, delivery service or any other business. You just need to download the app, activate with your ABA account and you are ready to start accepting payments from your customers.
Screenshots
Verdict
The clearest difference is rating: eMoney Agent at 4.3 against ABA Merchant's 4.0. eMoney Agent also leads on iOS requirement (12.1 vs 15.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eMoney Agent holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 7 and 15 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
eMoney Agent ships an update monthly, ABA Merchant every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | eMoney Agent | ABA Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (7 ratings) — better | 4.0 (15 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 7 | 15 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 151 MB | 86 MB |
| Age rating | 12+ | 17+ |
| Developer | Metfone | Advanced Bank of Asia Ltd. |
Customer experience
eMoney Agent
ABA Merchant
In-app purchases
eMoney Agent
No in-app purchases
ABA Merchant
No in-app purchases








