Kiakia P2P vs Monietab
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kiakia P2P
Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.
- Invest in loans and businesses
- Earn 12%-40% returns
- Access personal and business loans
- Automated interest and profit crediting
- Secure online platform
- No processing fees or hidden charges
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Earn between 12% -40% (Quarterly, Bi-annual and Per annum) by investing in loans and businesses. KiaKia is the leading and best Peer-to-Peer lending investment platform in Nigeria (Inclusive Finance Conference and Awards, 2019) KiaKia as a licensed lender originates, books, structures, facilitates and funds secured personal and business loans of between N10,000 and N100,000,000 of tenures ranging from 30 days to 24 months via its online platform. To achieve this, we essentially do what the banks do with less bureaucracy and administrative encumbrances. By lending out people’s funds. We believe that your money should work for you instead of someone else. In 2017, we launched the KiaKia P2P on this principle. We created a peer-to-peer product to aggregate funds of those who have money to invest and lent it out to those who want to borrow it. We may not offer the lounge service and marble foyer of your bank, but we exist for people who want rewarding investments. Or a competitive and speedy loan that respects the time value of money for entrepreneurs. You fund, we lend, you earn Rather than leave funds stashed and idle, you can provide it as capital which kiakia uses to fund individuals and businesses to earn interests or share profits (if that is what suits your faith). With as little as N50,000 and as high as N2,500,000, you can earn as much as 40% interest depending the tenure election. You can also share profits from the earnings of businesses in selected industries. Simple, Secure and Better earnings With over N4,500,000,000 successfully lent out through KiaKia P2P with capital provided by individuals across the world, you can be one of those who put their money to good use in order to grow without any risk of losing it as a result of the security that backs all transactions. The App is safe and secure. Users do not need to make withdrawal of interest or profit requests as interests or profits and capital are automatically credited to accounts on file. KiaKia P2P is not a savings nor payment processing service. Capital provided are lent out for individuals and businesses carefully profiled by KiaKia for interest and profit sharing. We have implemented the best grade of internet security….so, no fears. There are no processing fees nor hidden charges. What you see is what you get with us.
Monietab
This finance app gamifies savings and investments to help users build better financial habits. It offers automated savings plans, high-yield investment options, and rewards for achieving financial goals. Users can also access financial education resources to learn smart money management.
- Automated savings plans
- High-yield investments
- Rewards and gamification
- Bank-level security
- Financial education resources
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Monietab is a gamified savings and investment app designed to help you build better financial habits while earning rewards. Whether you're saving for a goal, investing for the future, or simply looking for a secure way to grow your money, Stashwise makes it easy and fun. Why Monietab? Automated Savings – Set up flexible savings plans that fit your lifestyle. High-Yield Investments – Grow your wealth with safe, interest-earning investments. Rewards & Gamification – Earn bonuses and rewards for achieving your savings goals. Secure & Reliable – Your funds are safe with bank-level security and encryption. Financial Education – Learn smart money habits with expert insights and tips. Take control of your finances today! Download Stashwise and start saving smarter.
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Verdict
The clearest difference is rating: Kiakia P2P at 3.0 against Monietab's 1.0. Kiakia P2P also leads on ratings volume (20 vs 1). Monietab's advantage is update cadence (every 5 weeks vs every 22 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kiakia P2P holds the better App Store score, 3.0 against 1.0. That said, the two scores are not equally well evidenced: Kiakia P2P has 20 ratings behind it against 1, so its average is the more settled of the two.
Kiakia P2P ships an update every 22 months, Monietab every 5 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Kiakia P2P | Monietab |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (20 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 20 — better | 1 |
| Update frequency | Every 22 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Kiakia Bits Limited | Stashwise Technologies Limited |
Customer experience
Kiakia P2P
Monietab
In-app purchases
Kiakia P2P
No in-app purchases
Monietab
No in-app purchases







