Comparison

INC.C Payments vs Fundlater

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

Prepaid for Business

Funding later

About

INC.C Payments

Features

Read full description

Empower your business by giving your customers and/or staff a prepaid card. INC.C Mastercard can be spent everywhere Mastercard is accepted. Download the INC.C App to activate your card, track spending, lock cards or cancel them. Load your card to your virtual wallet for convenient spending at your fingertips.

About

Fundlater

This app offers a low-cost savings plan to help users build wealth. It allows for investment diversification and aims to provide access to larger sums from the start.

Highlights

Low-cost savings plan
Investment diversification
Build wealth
Larger amount from day one
Overcome saving hurdles

Features

Read full description

A low-cost savings plan designed to overcome some of the hurdles of saving. Fundlater Lets you diversify your investment and seek to build wealth with a larger amount than you put down from day one.

Screenshots

INC.C Payments3 screens

Fundlater4 screens

Verdict

The call

The clearest difference is update cadence: Fundlater at every 3 weeks against INC.C Payments's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

INC.C Payments ships an update every 6 months, Fundlater every 3 weeks. Both last shipped on September 10, 2026.

Scorecard1 real difference · 7 level

INC.C Payments versus Fundlater: the parameters behind the verdict, then further details
Parameter	INC.C Payments	Fundlater
Price	Free	Free
Positive reviews	—	100.0% of reviews
Update frequency	Every 6 months	Every 3 weeks — better
Ads	No	No
In-app purchases	No	No
Monetization	—	Ad-supported
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	13.0	12.4 — better
Further details — not scored
Size	55 MB	28 MB
Age rating	4+	4+
Developer	IN.C.C Payments Pty Ltd	InvestSMART

In-app purchases

None

INC.C Payments

No in-app purchases

None

Fundlater

No in-app purchases

Questions

Is INC.C Payments free?

INC.C Payments is free to download, with no in-app purchases.

Is Fundlater free?

Fundlater is free to download, with no in-app purchases.

Do INC.C Payments or Fundlater have ads?

Neither INC.C Payments nor Fundlater shows ads.

Which is updated more often, INC.C Payments or Fundlater?

INC.C Payments ships an update every 6 months, and Fundlater every 3 weeks. Most recently, INC.C Payments was updated on September 10, 2026 and Fundlater on September 10, 2026.