Comparison

Halo BCA vs blu by BCA Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Halo BCA

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

Highlights
  • BCA ID login
  • Free VoIP and Live Chat customer service
  • Global accessibility
  • Multi-language support
  • Latest info and promos
  • Verified contact information
  • Data updates
  • Report status tracking
  • Unblock ATM PIN
  • Customizable OTP delivery
Read full description

It’s time to explore the new haloBCA, now with more convenience made just for you: 1. Easy Access with BCA ID Log in with your existing BCA ID. Don’t have one yet? Register easily right in the app. 2. Free Customer Service Access Contact our Customer Service via free VoIP calls or Live Chat. No phone credit needed. 3. Accessible Anywhere Use haloBCA in Indonesia or abroad, anytime your phone is connected to the Internet. 4. Available in Multiple Languages Access haloBCA in the language that suits you best, including Indonesian, English, and Mandarin. 5. Stay Updated with the Latest Info & Promos Get the newest updates and exciting promos, straight from haloBCA in your Notifikasi menu. 6. Verified haloBCA Numbers & Accounts No more worries about fake contacts, find the official BCA contact in Kontak & Media Sosial menu. 7. Update Your Data Anytime Easily update your personal information through Akun Saya in the app. 8. Track Report Status Check the latest status of your report, including handling time estimates. 9. Unblock ATM Card PIN Access Atur Fasilitas Perbankan menu to unblock your ATM card PIN in just a few taps. 10. Customize OTP Delivery Choose where your OTP is sent: via myBCA, BCA mobile, or SMS, depending on your needs. Learn more at www.bca.co.id/halobca Enjoy your tour of the new haloBCA!

About

blu by BCA Digital

This mobile banking app offers a comprehensive suite of digital financial services, including multiple savings accounts, easy bill payments, and investment options. It provides secure transactions with PIN, password, and biometric authentication, along with 24/7 customer support.

Highlights
  • 20 savings accounts in one
  • Online group payments up to 50 people
  • Deposits with no penalty for early withdrawal
  • QRIS payments
  • Virtual and debit cards
  • Cash withdrawal and deposit at BCA ATMs
  • Investment options
Read full description

blu Siap Jadi Pegangan Finansialmu!   blu menjawab kebutuhan finansial kamu dengan cara baru agar kamu bisa wujudkan apa pun yang kamu tuju. blu adalah aplikasi mobile banking dari BCA Digital, anak perusahaan BCA   blu punya layanan seamless yang bisa bikin kamu tenang dengan: • Koneksi ke sistem BCA • Sistem keamanan transaksi menggunakan PIN, Password, CVC, dan biometrik. • Customer care haloblu yang selalu ada buat kamu   Ada Untukmu, Apa Pun Tujuanmu   Pengen nabung buat sepatu baru? Gadget baru? Rumah? Mobil? Sekolah? Apa pun tujuanmu, we’ve got your back! blu punya akses layanan perbankan digital yang mudah dengan pengalaman yang seru. Kamu bisa:   • Punya 20 tabungan dalam 1 rekening • Patungan online bisa sampai 50 orang • Buka deposito mulai dari Rp 1 juta, pencairan sebelum jatuh tempo gak kena penalti • Bayar/beli dalam satu aplikasi • Bayar pakai QRIS • bluVirtual Card dan bluDebit Card yang terkoneksi dengan Mastercard, memudahkan transaksimu di dalam maupun luar negeri. • Tarik dan Setor Tunai di ATM BCA • Investasi di bluInvest bekerjasama dengan partner terpercaya     Eits, belum selesai! Pakai blu bebas biaya admin bulanan, bebas biaya transfer via BI-FAST dari dan ke BCA unlimited,   So...tunggu apa lagi? Download blu sekarang!   Perlu bantuan? Haloblu siap bantu kamu 24/7 via telepon 1500 668/ WhatsApp 0811-6500-668   PT Bank Digital BCA Menara blu, The City Tower Lantai 11 Jl. M.H. Thamrin No.81, Menteng, 10310, Jakarta, Indonesia 10310 https://www.blubybcadigital.id/

Screenshots

Halo BCA4 screens
blu by BCA Digital4 screens

Verdict

The call

The clearest difference is rating: blu by BCA Digital at 4.8 against Halo BCA's 3.2. blu by BCA Digital also leads on update cadence (every 8 days vs monthly) and ratings volume (132 vs 16). Halo BCA's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

blu by BCA Digital holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: blu by BCA Digital has 132 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 20% of Halo BCA's written reviews are positive against 31% of blu by BCA Digital's.

UpkeepUpdate frequency

Halo BCA ships an update monthly, blu by BCA Digital every 8 days. The most recent releases landed on November 3, 2026 and November 11, 2026 respectively.

Scorecard6 real differences · 4 level
Halo BCA versus blu by BCA Digital: the parameters behind the verdict, then further details
ParameterHalo BCAblu by BCA Digital
PriceFreeFree
Rating3.2 (16 ratings)4.8 (132 ratings) — better
Positive reviews20.3% of reviews31.4% of reviews — better
Number of ratings16132 — better
Update frequencyMonthlyEvery 8 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size241 MB372 MB
Age rating4+12+
DeveloperPT. Bank Central Asia TbkPT. Bank Digital BCA

Customer experience

Halo BCA

All ratings16 ratings
Positive50.0%
Neutral6.3%
Negative43.8%
Written reviews64 reviews
Positive20.3%
Neutral4.7%
Negative75.0%

blu by BCA Digital

All ratings132 ratings
Positive93.9%
Neutral0.8%
Negative5.3%
Written reviews70 reviews
Positive31.4%
Neutral11.4%
Negative57.1%

Bugs and requests

Halo BCA

Reported bugs

21 issues
  • No sound on calls
  • Verification failed repeatedly
  • Balance not returned after failed transaction
  • ATM delivery not received
  • Call fails or busy
Show 16 more
  • Pulsa deducted for failed transactions
  • Login issues
  • Call quality issues (crackling, cutting off)
  • Selfie verification fails
  • Password reset not working
  • Phone calls redirected
  • Live chat ended by CS
  • QR transactions fail, balance deducted
  • OTP not received
  • App unreachable
  • CS unresponsive
  • Activation fails
  • Unexpected error on login
  • Voice quality unclear
  • No sound on call
  • Call auto-ends after a few minutes

Requested features

3 requests
  • Integrate with myBCA
  • Make it a feature in myBCA
  • Improve integration with myBCA

blu by BCA Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Halo BCA

No in-app purchases

None

blu by BCA Digital

No in-app purchases

Questions

Is Halo BCA free?
Halo BCA is free to download, with no in-app purchases.
Is blu by BCA Digital free?
blu by BCA Digital is free to download, with no in-app purchases.
Which has better reviews, Halo BCA or blu by BCA Digital?
blu by BCA Digital is rated higher. Halo BCA averages 3.2 out of 5 from 16 ratings, while blu by BCA Digital averages 4.8 from 132 ratings.
Do Halo BCA or blu by BCA Digital have ads?
blu by BCA Digital shows ads; Halo BCA does not.
Which is updated more often, Halo BCA or blu by BCA Digital?
Halo BCA ships an update monthly, and blu by BCA Digital every 8 days. Most recently, Halo BCA was updated on November 3, 2026 and blu by BCA Digital on November 11, 2026.

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