Comparison

Halo BCA vs GORO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Halo BCA

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

Highlights
  • BCA ID login
  • Free VoIP and Live Chat customer service
  • Global accessibility
  • Multi-language support
  • Latest info and promos
  • Verified contact information
  • Data updates
  • Report status tracking
  • Unblock ATM PIN
  • Customizable OTP delivery
Read full description

It’s time to explore the new haloBCA, now with more convenience made just for you: 1. Easy Access with BCA ID Log in with your existing BCA ID. Don’t have one yet? Register easily right in the app. 2. Free Customer Service Access Contact our Customer Service via free VoIP calls or Live Chat. No phone credit needed. 3. Accessible Anywhere Use haloBCA in Indonesia or abroad, anytime your phone is connected to the Internet. 4. Available in Multiple Languages Access haloBCA in the language that suits you best, including Indonesian, English, and Mandarin. 5. Stay Updated with the Latest Info & Promos Get the newest updates and exciting promos, straight from haloBCA in your Notifikasi menu. 6. Verified haloBCA Numbers & Accounts No more worries about fake contacts, find the official BCA contact in Kontak & Media Sosial menu. 7. Update Your Data Anytime Easily update your personal information through Akun Saya in the app. 8. Track Report Status Check the latest status of your report, including handling time estimates. 9. Unblock ATM Card PIN Access Atur Fasilitas Perbankan menu to unblock your ATM card PIN in just a few taps. 10. Customize OTP Delivery Choose where your OTP is sent: via myBCA, BCA mobile, or SMS, depending on your needs. Learn more at www.bca.co.id/halobca Enjoy your tour of the new haloBCA!

About

GORO

Invest in fractional property starting from just $1 and earn up to 10% annually with monthly income payouts. Browse a curated selection of premium properties and enjoy capital appreciation. This platform democratizes property ownership, making it accessible to everyone.

Highlights
  • Fractional property investment from $1
  • Earn up to 10% annual income
  • Monthly income payouts
  • Access to premium villas and apartments
  • Capital appreciation potential
  • 100% liquid portfolio
  • Transparent investment information
Features
Read full description

Since 2022, GORO has grown to become Indonesia’s largest fractional property investment platform, earning the trust of more than 140,000 users. Now officially a participant of the Indonesian Financial Services Authority's (OJK) Regulatory Sandbox. Start investing with any amount you like and earn up to 10% per year in monthly paid income. Just as on a conventional online marketplace, simply browse GORO’s property catalog and invest whichever you want instantly — anytime, anywhere you like, directly on the app! INVEST IN PROPERTIES FROM $1 With GORO, you may acquire pieces of the best properties, starting from a fraction of what it usually costs for a cup of coffee. This is aligned with GORO’s ultimate goal, which is to democratize property ownership and support financial inclusion, so that anyone can own and benefit from property. TRUSTED BY OVER 140,000 USERS GORO has distributed over IDR 5 billion in returns to investors, always upholding transparency and accountability in every step. EARN UP TO 10% IN MONTHLY PAID INCOME Make your dreams come true and earn monthly passive income paid directly to your account, accompanied with a detailed financial report. INVEST IN PREMIUM VILLAS AND APARTMENTS Explore a curated selection of premium villas and apartments chosen by our professional team, offering optimal return potential for your investment. ENJOY CAPITAL APPRECIATION When your property is sold, you as property owner will get to enjoy the resulting capital appreciation. 100% LIQUID, NO LOANS GORO has paid for every property on offer in cash, without any credits/loans whatsoever. You also have full control over your portfolio. Invest, hold, or sell — it’s up to you. SECURE, CONVENIENT, TRANSPARENT Enjoy a peace of mind with GORO. You may rest easy knowing that you have access to all the essential information related to your portfolio, such as property certificates, property insurance, etc. NO FUSS Do nothing except sit back and relax as you wait for your monthly paid income. Legality & Certifications: Officially graduated from the OJK Regulatory Sandbox (S-527/IK.01/2025 & S-528/IK.01/2025) Registered with the Ministry of Law and Human Rights RI (AHU-0055471.AH.01.01.TAHUN 2022) Registered with the Ministry of Communication and Informatics (PB-UMKU 250822004723300000001) Registered with the Ministry of Investment/BKPM (NIB 2508220047233) ISO 27001 Certified for Information Security Contact Us: WhatsApp:+6281290904676 Email: hello@goro.id Instagram: @goroindonesia Youtube: @goroindonesia Tiktok : @goroindonesia Twitter: @goroindonesia Facebook: @goroindonesia Linkedin: GORO Our Office: GORO Bali Office Jl. Raya Anggi Elok Blok. C No.14, Dalung, Kec. Kuta Utara, Kabupaten Badung, Bali 80361 GORO Jakarta Office Plaza Sentral Main Building Lt. 14, Jl. Jend. Sudirman No. 47, Jakarta Selatan, 12930

Screenshots

Halo BCA4 screens
GORO4 screens

Verdict

The call

The clearest difference is review sentiment: GORO at 100% against Halo BCA's 20%. GORO also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Halo BCA ships an update monthly, GORO every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Halo BCA versus GORO: the parameters behind the verdict, then further details
ParameterHalo BCAGORO
PriceFreeFree
Rating3.2 (16 ratings) — better—
Positive reviews20.3% of reviews100.0% of reviews — better
Number of ratings16 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size241 MB105 MB
Age rating4+17+
DeveloperPT. Bank Central Asia TbkGouw Andryan Prakasa

Customer experience

Halo BCA

All ratings16 ratings
Positive50.0%
Neutral6.3%
Negative43.8%
Written reviews64 reviews
Positive20.3%
Neutral4.7%
Negative75.0%

GORO

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Halo BCA

Reported bugs

21 issues
  • No sound on calls
  • Verification failed repeatedly
  • Balance not returned after failed transaction
  • ATM delivery not received
  • Call fails or busy
Show 16 more
  • Pulsa deducted for failed transactions
  • Login issues
  • Call quality issues (crackling, cutting off)
  • Selfie verification fails
  • Password reset not working
  • Phone calls redirected
  • Live chat ended by CS
  • QR transactions fail, balance deducted
  • OTP not received
  • App unreachable
  • CS unresponsive
  • Activation fails
  • Unexpected error on login
  • Voice quality unclear
  • No sound on call
  • Call auto-ends after a few minutes

Requested features

3 requests
  • Integrate with myBCA
  • Make it a feature in myBCA
  • Improve integration with myBCA

GORO

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Halo BCA

No in-app purchases

None

GORO

No in-app purchases

Questions

Is Halo BCA free?
Halo BCA is free to download, with no in-app purchases.
Is GORO free?
GORO is free to download, with no in-app purchases.
Do Halo BCA or GORO have ads?
Neither Halo BCA nor GORO shows ads.
Which is updated more often, Halo BCA or GORO?
Halo BCA ships an update monthly, and GORO every 2 weeks. Most recently, Halo BCA was updated on October 25, 2026 and GORO on October 24, 2026.

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