Comparison

MoniMates vs Préstamos CLOUD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoniMates

Easily send money nationally and internationally with this secure and cost-effective application. It offers competitive rates and low commissions, allowing you to receive funds in GBP and EUR wallets for easy transfer to your bank account.

Highlights
  • Instant fund transfer
  • National and international transfers
  • Low commission rates
  • GBP and EUR wallet support
  • Secure encrypted messaging
  • Easy to use interface
Features
Read full description

A top notch money transfer application that enables instant, safe and cost-effective fund transfer both nationally and internationally. If you are looking for convenient, easy to use and safe fund transfer, look no further, we provide solutions that gives you best rate and low commission. We help you also to receive fund into GBP and EUR wallet which you can transfer into your bank account. There are other several features to make your fund movement easy and secure, our process is simple using secured encrypted message to communicate. Send money from the UK and Europe to anywhere in the world. Download our app today and start saving!

About

Préstamos CLOUD

Manage loans, clients, products, sales, expenses, and interest with automated default calculations. Offers daily data backups and user access control. Ideal for credit companies and micro-lenders.

Highlights
  • Loan management (daily, weekly, monthly)
  • Customer and product management
  • Sales and expense tracking
  • Interest and default calculation
  • User access control
  • Legal contract creation
  • Daily data backups
Features
Currently charting
Read full description

PrestamosCloud is the official app for lending companies, finance businesses and field collectors that want total control of their credit portfolio directly from an iPhone. Built for managers, collection officers and administrative staff who work in the field without depending on a computer. PrestamosCloud comes with all functionalities unlocked for 7 days. After the trial, you may purchase an auto-renewing subscription through an In-App Purchase. KEY FEATURES - Collection route management: plan the day's visits before heading out. - Loans sorted by days overdue to prioritize portfolio recovery. - Real-time tracking of payments, renewals and new disbursements. - Custom receipt printing, compatible with Bluetooth portable printers. - Dark mode available in Account > Personalization. - Morning push notifications with the day's payments. - Daily, weekly, biweekly and monthly loans; simple percentage, American, French amortization and line of credit. - Automatic late-fee calculation and installment management. - Client, collector, secretary and user management with role-based permissions. - DataPrestamo integration: screen your clients before granting credit. - Legal contract creation and daily backups. - Cash, expense and interest control. - Secure cloud sync: your data always available and backed up. IDEAL FOR Finance companies, cooperatives, personal loan providers, payroll lending, microfinance, pawnshops and any credit business that wants to professionalize operations and increase portfolio recovery. WHY CHOOSE PRESTAMOSCLOUD Consolidated platform with years of experience supporting credit businesses across Latin America. Secure, scalable, 24/7 cloud technology with support in Spanish and English. Requires an active PrestamosCloud account. Request yours at web.prestamoscloud.com - Auto-renewable subscription - 1 month ($14.99), billed monthly - Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. - Current subscription may not be cancelled during the active subscription period; you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase. - Privacy policy: https://prestamoscloud.com/privacy-policy/ - Terms of use (EULA): https://prestamoscloud.com/terms-of-use/

Screenshots

MoniMates4 screens
Préstamos CLOUD4 screens

Verdict

The call

The clearest difference is in-app purchases: MoniMates at none against Préstamos CLOUD's 11. MoniMates also leads on iOS requirement (11.0 vs 13.0). Préstamos CLOUD's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 5 weeks). On price, review sentiment and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Préstamos CLOUD sells 10 in-app purchases, starting at $14.99 per month. MoniMates asks for nothing beyond the download.

UpkeepUpdate frequency

MoniMates ships an update every 5 weeks, Préstamos CLOUD every 2 weeks. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

Scorecard6 real differences · 5 level
MoniMates versus Préstamos CLOUD: the parameters behind the verdict, then further details
ParameterMoniMatesPréstamos CLOUD
PriceFreeFree
Rating—4.4 (21 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—21 — better
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
Best chart rank—#196 — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better13.0
Further details — not scored
Size84 MB47 MB
Age rating4+4+
DeveloperGRANTS PAYMENTSOLUTIONS LTDCLOUD SERVICES INTERNATIONAL LLC

Customer experience

MoniMates

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Préstamos CLOUD

All ratings21 ratings
Positive81.0%
Neutral9.5%
Negative9.5%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MoniMates

No in-app purchases

10 purchases

Préstamos CLOUD

Subscriptions10
  • Plan eco$14.991 Month
  • PLAN EMPRENDEDOR2 variants$19.991 Month
  • PLAN BRONCE$29.991 Month
Show 7 more
  • PLAN PLATA$49.991 Month
  • PLAN ORO$89.991 Month
  • Plan eco anual$161.991 Year
  • PLAN EMPRENDEDOR ANUAL$214.991 Year
  • PLAN BRONCE ANUAL$324.991 Year
  • PLAN PLATA ANUAL$539.001 Year
  • PLAN GOLD ANUAL$969.991 Year

Questions

Is MoniMates free?
MoniMates is free to download, with no in-app purchases.
Is Préstamos CLOUD free?
Préstamos CLOUD is free to download, with in-app purchases available.
Do MoniMates or Préstamos CLOUD have ads?
MoniMates shows ads; Préstamos CLOUD does not.
Which is updated more often, MoniMates or Préstamos CLOUD?
MoniMates ships an update every 5 weeks, and Préstamos CLOUD every 2 weeks. Most recently, MoniMates was updated on October 3, 2026 and Préstamos CLOUD on October 10, 2026.

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