Cencosud Scotiabank vs Mi_Pass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cencosud Scotiabank
Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.
- Instant digital card
- Cash advance requests
- Secure bill payments
- Card management (block/renew)
- Debt reordering
- Expense tracking
- Download statements
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Bienvenido a tu App Cencosud Scotiabank Con la app Cencosud Scotiabank podrás: - Obtener tu tarjeta digital al instante. - Solicitar un Super Avance o Avance en efectivo desde la app. - Pagar tu estado de cuenta de forma rápida y segura. - Gestionar tus claves de internet y compras. - Bloquear tu tarjeta temporal o definitivamente en caso de pérdida o robo. - Reordenar tu deuda y organizar tus pagos fácilmente. - Revisar tus movimientos y mantener el control de tus gastos. - Descargar tus estados de cuenta cuando los necesites. - Renovar tu tarjeta si está vencida o extraviada. - Consultar tus puntos Cencosud y aprovechar tus beneficios. Descárgala hoy y lleva el control de tus finanzas.
Mi_Pass
Securely authorize banking operations from your smartphone. This app provides a fast, simple, and safe way to validate your identity and approve transactions through your bank's digital channels. Enjoy peace of mind with industry-leading security standards.
- Secure operation authorization
- Smartphone identity validation
- High industry security standards
- Remote transaction approval
- Simple registration process
- 6-digit authorization code
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Mi Pass, la forma más rápida, simple y segura de autorizar operaciones desde tu Smartphone, utilizando los canales digitales del Banco de Chile. Mediante un seguro proceso de registro, la APP valida tu identidad y desde entonces podrás utilizar tu smartphone para autorizar operaciones desde cualquier lugar solo con tu smartphone. La App Mi Pass cuenta con lo más altos estándares de seguridad de la industria bancaria, en el manejo de información, en la forma de autorizar operaciones y en el protocolo de seguridad para validar identidad. En caso que tu teléfono sea robado o lo pierdas, sólo debes bloquear el dispositivo llamando a Banca Telefónica o al registrarte en tu nuevo teléfono, automáticamente queda eliminado el registro anterior. Descarga la APP Mi Pass y regístrate por única vez, crea una clave de 6 dígitos para autorizar tus operaciones y/o activar tus aplicaciones móviles. Mi Pass se puede utilizar con las aplicaciones del Banco de Chile y Banco Edwards | Citi.
Screenshots
Verdict
The clearest difference is rating: Mi_Pass at 4.9 against Cencosud Scotiabank's 3.0. Mi_Pass also leads on ratings volume (1.1K vs 2). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mi_Pass holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Mi_Pass has 1.1K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 18% of Cencosud Scotiabank's written reviews are positive against 23% of Mi_Pass's.
Cencosud Scotiabank ships an update every 3 weeks, Mi_Pass every 5 weeks. The most recent releases landed on September 17, 2026 and September 23, 2026 respectively.
| Parameter | Cencosud Scotiabank | Mi_Pass |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) | 4.9 (1.1K ratings) — better |
| Positive reviews | 18.3% of reviews | 23.1% of reviews — better |
| Number of ratings | 2 | 1.1K — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 324 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Scotiabank Chile | Banco de Chile |
Customer experience
Cencosud Scotiabank
Mi_Pass
User reviews
Cencosud Scotiabank
From 2 App Store ratingsWhat we love
- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status
Room to improve
- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status
Mi_Pass
From 1.1K App Store ratingsWhat we love
- 💡 Potential for biometric authentication (e.g., Face ID)
- 🚀 Fast and responsive app
Room to improve
- 🐛 Frequent app crashes and errors
- 🔒 Issues with phone number verification
- 🔒 Lack of access to app when traveling or using a different device
- 🔋 Potential battery drain issues
Bugs and requests
Cencosud Scotiabank
Reported bugs
33 issues- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt
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- App always in maintenance
- Authorizer deactivated/not working
- Cannot pay credits through the app
- Cannot take photo of ID for account creation
- Cannot recover password due to new ID not recognized
- Cannot update data as new ID is not recognized
- Cannot verify card in Wallet/Apple Pay
- App constantly loading or buttons not working
- App not updating balance and payments
- Cannot pay full debt, only minimum
- Error when trying to pay
- App freezes when trying to update
- App not allowing to press anything to pay
- Charged for an annulled purchase
- App shows 'difficulties' error
- Cannot authorize online purchases
- Coupons not functioning
- Cannot use card for online purchases due to authenticator
- Cannot verify card with Pay
- Cannot authorize transactions, app does not refresh
- Cannot enter 'my profile' section in Cencopay
- App does not validate for Apple Pay
- Card verification stopped working
- App shows 'Ups, we are having some difficulties'
- App not working for Peru
- Web payment page hangs or blocks
- Web page fails repeatedly
- Cannot continue after entering Rut and password
Requested features
5 requests- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts
Mi_Pass
Reported bugs
3 issues- Phone number verification not working
- Inability to complete transactions due to app errors
- App not functioning properly after updates
Requested features
3 requests- Ability to use app on multiple devices
- Improved phone number verification process
- Biometric authentication options (e.g., Face ID, fingerprint)
In-app purchases
Cencosud Scotiabank
No in-app purchases
Mi_Pass
No in-app purchases
Questions
Is Cencosud Scotiabank free?
Is Mi_Pass free?
Which has better reviews, Cencosud Scotiabank or Mi_Pass?
Do Cencosud Scotiabank or Mi_Pass have ads?
Which is updated more often, Cencosud Scotiabank or Mi_Pass?
Other comparisons
