Tamsey vs TopRate Transfer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tamsey
Easily send money internationally at minimal cost. Stay connected with loved ones abroad by facilitating transparent exchange rates and secure transfers. Supports various delivery methods like bank deposit, mobile money, and cash pick-up.
- International money transfers
- Transparent exchange rates
- No hidden fees
- Multiple delivery methods
- Secure transactions
- Real-time transaction tracking
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Transfer money internationally easily, quickly, and most importantly, at a minimal cost. Tamsey allows you to remain financially connected with friends and family abroad. Tamsey’s money transfer app is here to serve international workers and students, businesses, holidaymakers, and even more to get a transparent exchange rate on their international transfers with no hidden fees. Here’s how it works: 1. Download the app 2. Create an account in less than 2 minutes 3. Select the country you would like to send money to 4. Confirm the delivery method: bank deposit, mobile money, and cash pick-up 5. Add the recipient’s details 6. Select your settlement method 7. Done! Send money safely and securely Tamsey is authorized by the FCA and approved by government regulators in all the countries in which we operate. We have invested heavily in our innovative Money Transfer System to ensure that your money and data are always secured. Our instant notifications allow you to track your transactions in real-time. Resolve the following problems using Tamsey’s Money Transfer App: • Send money to family members abroad • Send money to a friend abroad • Pay school fees for family members • Pay bills in another country • Repay debts abroad For more information, please visit our website: www.tamseyfs.com
TopRate Transfer
Send money from Australia and New Zealand to Nigeria, Ghana, and Kenya with transparent exchange rates and low fees. Track transfers live, set rate alerts, and pay easily via PayID. Securely send funds for family needs or monthly support.
- Transparent fees and exchange rates
- Live transfer tracking
- Rate alerts
- PayID integration
- Bank account and mobile money delivery
- Secure sign-in options
- Refer-a-friend rewards
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Send money from Australia and New Zealand to Nigeria, Ghana and Kenya at great exchange rates, with low fees you can see before you pay. TopRate Transfer is built for families and friends who send money home, whether that's school fees, rent, a wedding or support every month. SEE EXACTLY WHAT ARRIVES Enter an amount in AUD and see the exchange rate, our fee and the exact amount your recipient gets in naira (NGN), cedi (GHS) or shilling (KES), before you confirm. No hidden charges. PAY THE EASY WAY Pay with PayID straight from your Australian bank account. DELIVERY THAT SUITS YOUR FAMILY Send to a bank account, or to a mobile money wallet in Ghana and Kenya. TRACK EVERY TRANSFER Follow your transfer live, from payment to delivery, and get a notification when it arrives. NEVER MISS A GOOD RATE Set a rate alert for AUD to NGN, GHS or KES and we'll tell you when the rate hits your target. SEND AGAIN IN ONE TAP Save your recipients and repeat a transfer in seconds. SECURE BY DESIGN • Sign in with Face ID, Touch ID or a passkey • Identity verification keeps your account and your money safe • Your personal data is encrypted REWARDS Earn rewards and invite friends with refer-a-friend offers. HELP WHEN YOU NEED IT Get help in the app, or chat with our support team on WhatsApp. MORE COUNTRIES COMING SOON We're adding more countries across Africa, Asia and the Pacific, and sending from New Zealand. ABOUT US TopRate Transfer is a trading name of Top Rate Transfer Pty Ltd (ACN 641 161 444), an Australian business registered with AUSTRAC as a remittance service provider. Download TopRate Transfer and send money home today.
Screenshots
Verdict
The clearest difference is iOS requirement: Tamsey at 15.1 against TopRate Transfer's 17.0. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Tamsey against 5.0 for TopRate Transfer. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
Tamsey ships an update weekly, TopRate Transfer every 9 days. The most recent releases landed on October 14, 2026 and October 30, 2026 respectively.
| Parameter | Tamsey | TopRate Transfer |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (1 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 2 — better | 1 |
| Update frequency | Weekly — better | Every 9 days |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 44 MB | 102 MB |
| Age rating | 4+ | 17+ |
| Developer | Tamsey | Top Rate Transfer Pty Ltd |
Customer experience
Tamsey
TopRate Transfer
In-app purchases
Tamsey
No in-app purchases
TopRate Transfer
No in-app purchases









