Comparison

TopRate Transfer vs Jabss

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TopRate Transfer

Send money from Australia and New Zealand to Nigeria, Ghana, and Kenya with transparent exchange rates and low fees. Track transfers live, set rate alerts, and pay easily via PayID. Securely send funds for family needs or monthly support.

Highlights
  • Transparent fees and exchange rates
  • Live transfer tracking
  • Rate alerts
  • PayID integration
  • Bank account and mobile money delivery
  • Secure sign-in options
  • Refer-a-friend rewards
Features
Read full description

Send money from Australia and New Zealand to Nigeria, Ghana and Kenya at great exchange rates, with low fees you can see before you pay. TopRate Transfer is built for families and friends who send money home, whether that's school fees, rent, a wedding or support every month. SEE EXACTLY WHAT ARRIVES Enter an amount in AUD and see the exchange rate, our fee and the exact amount your recipient gets in naira (NGN), cedi (GHS) or shilling (KES), before you confirm. No hidden charges. PAY THE EASY WAY Pay with PayID straight from your Australian bank account. DELIVERY THAT SUITS YOUR FAMILY Send to a bank account, or to a mobile money wallet in Ghana and Kenya. TRACK EVERY TRANSFER Follow your transfer live, from payment to delivery, and get a notification when it arrives. NEVER MISS A GOOD RATE Set a rate alert for AUD to NGN, GHS or KES and we'll tell you when the rate hits your target. SEND AGAIN IN ONE TAP Save your recipients and repeat a transfer in seconds. SECURE BY DESIGN • Sign in with Face ID, Touch ID or a passkey • Identity verification keeps your account and your money safe • Your personal data is encrypted REWARDS Earn rewards and invite friends with refer-a-friend offers. HELP WHEN YOU NEED IT Get help in the app, or chat with our support team on WhatsApp. MORE COUNTRIES COMING SOON We're adding more countries across Africa, Asia and the Pacific, and sending from New Zealand. ABOUT US TopRate Transfer is a trading name of Top Rate Transfer Pty Ltd (ACN 641 161 444), an Australian business registered with AUSTRAC as a remittance service provider. Download TopRate Transfer and send money home today.

About

Jabss

Easily and securely send money from the USA to East Africa. This app offers fast delivery, affordable rates, and multiple payout options like cash pickup, bank deposits, and mobile wallets.

Highlights
  • Fast money delivery
  • Secure and encrypted transfers
  • Affordable transfer fees
  • Competitive exchange rates
  • Multiple payout options
  • Easy-to-use interface
Features
Read full description

Jabss – Fast, Secure Money Transfers from the USA to East Africa Send money home with confidence. Jabss makes it simple, secure, and affordable to transfer money from the United States to East Africa. Whether you’re supporting family, paying bills, or funding business needs, Jabss helps you move your money quickly and safely. Why choose Jabss? Fast Delivery – Your loved ones get the funds in minutes, not days. Safe & Secure – Bank-level encryption and trusted payout partners. Affordable Rates – Low transfer fees and competitive exchange rates. Easy to Use – Send money in just a few taps, anytime, anywhere. Trusted Network – Reliable cash pickup, bank deposits, and mobile wallet options.

Screenshots

TopRate Transfer4 screens
Jabss4 screens

Verdict

The call

The clearest difference is update cadence: TopRate Transfer at every 9 days against Jabss's every 2 months. Jabss's advantage is iOS requirement (14.0 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for TopRate Transfer against 5.0 for Jabss. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

TopRate Transfer ships an update every 9 days, Jabss every 2 months. The most recent releases landed on October 30, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
TopRate Transfer versus Jabss: the parameters behind the verdict, then further details
ParameterTopRate TransferJabss
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews0.0% of reviews—
Number of ratings11
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.014.0 — better
Further details — not scored
Size102 MB85 MB
Age rating17+4+
DeveloperTop Rate Transfer Pty LtdVola Money Inc.

In-app purchases

None

TopRate Transfer

No in-app purchases

None

Jabss

No in-app purchases

Questions

Is TopRate Transfer free?
TopRate Transfer is free to download, with no in-app purchases.
Is Jabss free?
Jabss is free to download, with no in-app purchases.
Which has better reviews, TopRate Transfer or Jabss?
TopRate Transfer and Jabss are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do TopRate Transfer or Jabss have ads?
Neither TopRate Transfer nor Jabss shows ads.
Which is updated more often, TopRate Transfer or Jabss?
TopRate Transfer ships an update every 9 days, and Jabss every 2 months. Most recently, TopRate Transfer was updated on October 30, 2026 and Jabss on October 7, 2026.

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