TopRate Transfer vs Olive Send

Send money from Australia and New Zealand to Nigeria, Ghana and Kenya at great exchange rates, with low fees you can see before you pay. TopRate Transfer is built for families and friends who send money home, whether that's school fees, rent, a wedding or support every month. SEE EXACTLY WHAT ARRIVES Enter an amount in AUD and see the exchange rate, our fee and the exact amount your recipient gets in naira (NGN), cedi (GHS) or shilling (KES), before you confirm. No hidden charges. PAY THE EASY WAY Pay with PayID straight from your Australian bank account. DELIVERY THAT SUITS YOUR FAMILY Send to a bank account, or to a mobile money wallet in Ghana and Kenya. TRACK EVERY TRANSFER Follow your transfer live, from payment to delivery, and get a notification when it arrives. NEVER MISS A GOOD RATE Set a rate alert for AUD to NGN, GHS or KES and we'll tell you when the rate hits your target. SEND AGAIN IN ONE TAP Save your recipients and repeat a transfer in seconds. SECURE BY DESIGN • Sign in with Face ID, Touch ID or a passkey • Identity verification keeps your account and your money safe • Your personal data is encrypted REWARDS Earn rewards and invite friends with refer-a-friend offers. HELP WHEN YOU NEED IT Get help in the app, or chat with our support team on WhatsApp. MORE COUNTRIES COMING SOON We're adding more countries across Africa, Asia and the Pacific, and sending from New Zealand. ABOUT US TopRate Transfer is a trading name of Top Rate Transfer Pty Ltd (ACN 641 161 444), an Australian business registered with AUSTRAC as a remittance service provider. Download TopRate Transfer and send money home today.

OliveSend – Fast, Secure & Affordable Money Transfers Worldwide Send money home in minutes with OliveSend, the simple, reliable way to move your money across borders. Whether you’re supporting family, paying for school fees, or doing business, OliveSend gives you the speed, transparency, and peace of mind you deserve. Fast Transfers, Real Results With OliveSend, money moves instantly to bank accounts, mobile wallets, or cash-pickup points. No queues, no delays, no excuses. Track every transfer in real time and get instant notifications once it’s delivered. Low Fees & Great Exchange Rates We believe your loved ones should receive every dollar you send. OliveSend offers transparent pricing with zero hidden charges and highly competitive exchange rates, so more value reaches home every time. Simple & Easy to Use Download, verify, and send in just a few taps. OliveSend is designed for everyone, from first-time senders to frequent users with a clean interface, and instant account setup. Add your recipient, enter the amount, choose payout method, and confirm. Done. Trusted Security Your safety comes first. OliveSend uses bank-grade encryption and global compliance standards (KYC / AML) to protect your money and identity. Every transaction is monitored 24/7 by our fraud-prevention team. Send to Multiple Countries Easily send from North America, Europe, or the UK to Africa and beyond including Liberia, Nigeria, Ghana, Sierra Leone, Kenya, Uganda, The Gambia, and more. We’re constantly expanding our corridors so you can reach family anywhere. Multiple Delivery Options Choose what works best for your receiver: •⁠ ⁠Bank deposit – direct to their local account •⁠ ⁠Mobile Money – instant delivery to wallets like MTN, Orange Money, or MoMo •⁠ ⁠Airtime & bill payments – coming soon for even faster family support Why Millions Trust OliveSend •⁠ ⁠Fast and reliable transfers, 24 / 7 •⁠ ⁠Low-fee structure with upfront transparency •⁠ ⁠Secure technology and regulated partners •⁠ ⁠Dedicated customer-care team via in-app chat, email, or WhatsApp •⁠ ⁠Real-time tracking for every transaction Perfect For •⁠ ⁠Workers supporting family back home •⁠ ⁠Students receiving or sending allowances •⁠ ⁠Freelancers & small businesses paying suppliers abroad •⁠ ⁠Anyone who values secure, fair, and instant cross-border payments Our Mission At OliveSend, we believe money should move as freely as love and opportunity. We’re building the bridge that connects families, empowers entrepreneurs, and strengthens communities, one transfer at a time. Coming Soon •⁠ ⁠Olive Wallet for holding multiple currencies •⁠ ⁠Virtual USD / EUR cards for global shopping •⁠ ⁠Local agent cash-in / cash-out points •⁠ ⁠Expanded country network across Africa & Asia Download OliveSend today and join thousands sending money home, safely, quickly, and with complete peace of mind. Use OliveSend and Spread Happiness