Dora vs PlayCard Debit Mastercard®

Dora is a bilingual mobile checking app with no credit check, monthly fees or minimum balance required. Easily open an account with a passport, consular ID, ITIN or SSN. The Dora app is packed full of free features to help you manage your money along with the tools to help you grow your financial future. Manage your account, pay bills and deposit checks all from your phone. It’s your money – keep it that way with no monthly maintenance fees. The Dora app offers a free checking account built for everyone in a bilingual (Spanish and English) mobile experience. What you’ll love about the Dora checking account: ▪ Open an account with a passport, consular ID, ITIN or SSN. ▪ No credit check, monthly fees or minimum balance requirement ▪ Bilingual - Spanish/English experience ▪ Free Visa® debit card ▪ Receive & send money to anyone with a U.S. bank account ▪ Instantly transfer funds between Dora accounts with no fees ▪ Access to over 30,000 fee-free ATMs ▪ Deposit cash at over 88,000 retail locations* ▪ Deposit checks easily, right from your phone ▪ Early payday! Get paid up to 2 days early with direct deposit** ▪ Pay your bills right in the app ▪ Free personalized financial coaching ▪ Graduate to a Credit Union account At Dora, your account is safe & secure: ▪ 2 factor authentication ▪ Fingerprint & face ID verification ▪ Instant debit card freeze & unfreeze right in the app ▪ Backed by 5 credit unions Dora Financial is a marketing company, not a bank. Banking services are provided by USALLIANCE Federal Credit Union d/b/a USALLIANCE Financial. Member NCUA. The Dora Visa® Debit Card is issued by USALLIANCE Financial pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your card for its issuing credit union. *Service fees may apply. VanillaDirect Pay is provided by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. **Early pay direct deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.

Load⁴, Play², and Spend with PlayCard! Your gaming money in one place. Use your card at most casinos, online betting and fantasy sports sites. Take your winnings² anywhere Debit Mastercard® is accepted. And with the PlayCard mobile App⁵, manage your account wherever you go! Move money in minutes³. Link personal debit cards to fund³ your gaming fun. Load automatically and always be ready to roll with direct deposits to your PlayCard. The PlayCard Mobile App - now that's a smart bet! ¹ IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver's license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account. ² We do not offer gaming services and you may not gamble directly with this card. Check local laws for gaming restrictions in your area before purchase. Void where prohibited. ³ Fees and limits apply. Fund transfer typically within minutes, but may take up to two business days in certain circumstances. ⁴ Transaction fees, terms, and conditions may apply to the use and reloading of the Card Account. ⁵ Netspend does not charge for this service, but your wireless carrier may charge for messages or data. PlayCard is issued by Pathward, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend is a registered agent of Pathward. Certain products and services may be licensed under U S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. © 2021 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.