ADCB vs Octo.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADCB
Manage your bank accounts, perform transfers, and handle card services. The app allows for payments, donations, and digital account opening. It also facilitates booking branch visits and applying for credit cards.
- Account management
- Transfers (own, internal, local, instant)
- Card management and payments
- Payments and donations
- Digital account and credit card opening
- Branch visit booking
- Soft Token activation
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Features & Services : • Account Management: View and manage accounts easily. • Transfers: Perform own-account, internal, local, and instant transfers with enhanced and scalable limits. • Card Management: Manage cards, perform available card-related actions, and make card payments. • Payments & Donations: Make payments and donations directly through the app. • CDs & TDs: Issue and manage Certificates of Deposit (CDs) and term Deposits (TDs). • Apple Pay: Add eligible cards to Apple Pay directly through the bank’s application. • Soft Token: Register and activate the Soft Token independently after completing the required security steps. • Upcoming Payments: View and pay upcoming payments and financial obligations • iScore Report: Obtain an iScore report instantly in PDF format. • Sub-Accounts: Open a new sub-account digitally without visiting a branch. • Become A Customer: NTB customers can open a bank account directly through the app. • Credit Card Application: Apply for a credit card directly through the application. • Branch Visit Booking: Book a branch visit in advance when a physical visit is required, reducing waiting time.
Octo.
Manage your money with this platform that offers full control over deposits, withdrawals, and transfers to other users. It's designed for seamless financial management.
- Full control over finances
- Deposit funds
- Withdraw funds
- Transfer to other users
- Multipurpose payment platform
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Octo’s multipurpose payment platform is designed to give you full control, allowing you to deposit, withdraw, and transfer to other octo users.
Screenshots
Verdict
The clearest difference is review sentiment: Octo. at 100% against ADCB's 56%. Octo. also leads on rating (5.0 vs 4.3) and update cadence (every 2 weeks vs every 5 weeks). ADCB's advantage is ratings volume (23 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Octo. holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: ADCB has 23 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 56% of ADCB's written reviews are positive against 100% of Octo.'s.
ADCB ships an update every 5 weeks, Octo. every 2 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | ADCB | Octo. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (23 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 55.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 23 — better | 4 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 16 | 15.5 — better |
| Further details — not scored | ||
| Size | 147 MB | 76 MB |
| Age rating | 4+ | 4+ |
| Developer | ABU DHABI COMMERCIAL BANK - ADCB - EGYPT | Octo |
Customer experience
ADCB
Octo.
In-app purchases
ADCB
No in-app purchases
Octo.
No in-app purchases
