Rubies Junior vs Aku
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Rubies Junior
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Rubies Junior is the newest app from Rubies Digital Bank made specifically for the children (the Juniors) with all the features of the original Rubies Bank app: Savings, Payments (with parental control), Investments, Cards, Money Requests, Planning tools etc. Rubies Junior app provides a platform for children to learn how to manage their own finances, very early in life. Learning these finance management skills is all done under parents' digital supervision. Improving money management skills for kids is the key reason for the Rubies app and it has all the capabilities to help them become financially savvy.
Aku
This mobile banking app simplifies payments and offers a seamless experience across multiple funding sources. Send and receive money instantly and securely, and grow your wealth with attractive reward packages.
- Simplified banking and payments
- Zero annual or monthly maintenance fees
- Seamless experience across multiple funding sources
- Instant and secure money transfer
- Wealth growth with reward packages
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Say hello to a new style of mobile banking Aku is designed to simplify banking and payments at every point of sale. Our accounts attract zero annual or monthly maintenance fees. Bank for free with us. Break the wheel of multiple banking platforms Enjoy an intuitive, hassle-free, and seamless banking experience across multiple funding sources. Use AkuPay to send and receive money instantly and securely! Grow your wealth with ease Aku offers rewards at every turn through our wealth packages.
Screenshots
Verdict
The clearest difference is ads: Rubies Junior at none against Aku's shown. Aku's advantage is update cadence (fortnightly vs monthly). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Rubies Junior ships an update monthly, Aku fortnightly. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | Rubies Junior | Aku |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.8 (20 ratings) — better |
| Positive reviews | — | 66.7% of reviews |
| Number of ratings | — | 20 — better |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 40 MB | 126 MB |
| Age rating | 4+ | 17+ |
| Developer | RUBIES MICROFINANCE BANK LIMITED | Aku Fintech Inc |
In-app purchases
Rubies Junior
No in-app purchases
Aku
No in-app purchases
