PMO PLUS vs Naolii

Developed with investors in mind, PMO PLUS comes with a new, enhanced user-friendly interface and an improved dashboard, providing investors with an overview of their portfolio holdings as well as comprehensive analytics to assist them in making informed investment decisions. With PMO PLUS, investors can: • Plan, invest and monitor their investments • Have an overview of their portfolio and investment accounts • Designate/earmark their investment accounts for specific financial goals • Set target price alerts and view the alert history for preferred funds • View fund prices and fund-related information under the Analytics feature • Receive and manage notifications on transactions, campaigns and promotions • Explore financial calculators to plan for their retirement needs • Update their profile and contact details • Learn more on financial and money management tips

1. Real-time Simulation Visualize repayment schedules and balance trends the moment you input the numbers.  It supports various repayment methods (Equal Principal & Interest / Equal Principal), bonus payments, and multi-currency calculations including JPY, USD, and EUR. 2. Flexible Event Settings "What if I make a prepayment in 10 years?" "What if interest rates rise in 5 years?" Add these "what-if" scenarios directly to your timeline as events.  See the impact on term reduction and total payment changes at a glance. 3. Compare Two Plans Side-by-Side Compare Variable vs. Fixed rates, or Dealer vs. Bank loans. Naolii instantly visualizes the differences in monthly payments and total costs, helping you make the optimal choice between two options. 4. Save and Export Data Export calculation results as CSV files (Pro feature).  Perfect for detailed life planning analysis in Excel or other tools.  You can also save simulation results with custom titles to recall them anytime.