Comparison

NBB vs AFS BPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NBB

Open accounts, manage finances, and transfer money securely. This app allows for quick account opening, easy bill payments, and comprehensive card management. Access transaction history, loan balances, and savings schemes.

Highlights
  • Open accounts instantly
  • Secure money transfers
  • Pay utility bills
  • Manage credit and debit cards
  • Review transaction history
  • Track savings schemes
  • Find ATMs and branches
Features
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Banking That Fits Around Your Life The NBB App makes everyday banking simple, secure, and fully digital. Open accounts, send money, pay bills, manage cards, apply for personal finance, invest, update your KYC, and monitor your finances from one convenient app. Open Accounts in Minutes • Open your first NBB account in under five minutes using a selfie. • Access multiple currencies with a single debit card. • Manage all your accounts in one place. • Open and manage a Thara’a Prize Account digitally, track activity, and grow your savings while earning chances to win dream prizes. Digital Personal Finance • Apply for personal financing anytime, anywhere. • Top up existing finance with minimal documentation. • Access Instant Top Up and receive funds within minutes, with no documents required for eligible customers. Account Management • View balances, transaction history, investments, and card activity. • Personalise account names and favorite frequently used accounts. • Copy and share your IBAN instantly. • Top up BHD accounts using debit cards from other banks. • Download account statements for up to six months. Send Money with Ease • Transfer between your own NBB accounts. • Send funds to other NBB customers. • Make local transfers through Fawri and Fawri+. • Schedule recurring payments with standing orders. • Add, edit, search, and manage beneficiaries easily. Pay Bills Conveniently • Pay utility and service bills through Fawateer. • View outstanding balances for favorite billers. • Settle multiple bills in a single transaction. Complete Card Control • Manage debit, credit, and prepaid cards directly from the app. • Lock or unlock cards instantly. • Replace, reissue, activate cards, and manage PINs. • Link or unlink multi-currency accounts. • View card details, transactions, and statements. • Set spending limits for supplementary credit cards. • Add eligible cards to Apple Pay for secure contactless payments. Yalla Family Banking Designed for children aged 10–18, Yalla Family Banking helps families build good money habits. • Open and manage a child’s account. • Send allowances and respond to money requests. • Support savings goals through Savings Pots. • Monitor spending and control card settings. Digital Investments Access government securities and Treasury Bills directly through the app. • View available offerings. • Submit bids digitally. • Track holdings, maturity dates, and reinvestment instructions. Secure and Easy Access • Register using National ID, account number, debit card, or credit card. • Sign in with biometrics or a passcode. • Reset passwords directly within the app. The NBB App brings everyday banking, family finance, personal financing, payments, card management, savings, and investment services together in one secure digital experience.

About

AFS BPay

Features
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AFS BPay is a digital mobile wallet app that enables quick, secure, and easy payments through your smartphone. Instead of using cash or a card, simply scan the QR Code available at different merchants across the Kingdom of Bahrain. This service is Powered by Arab Financial Services (AFS). The features of AFS BPay include: 1. Digital Onboarding - Open your account in minutes from the comfort of your home. 2. Add money to your “Account” using any debit card issued in Bahrain. 3. Send and receive money between AFS BPay accounts. 4. Avail of various in-app payment services. 5. Make retail QR payments to merchants. Download the application today and enjoy cashless payments.

Screenshots

NBB4 screens
AFS BPay4 screens

Verdict

The call

The clearest difference is update cadence: NBB at every 2 weeks against AFS BPay's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NBB ships an update every 2 weeks, AFS BPay every 5 weeks. The most recent releases landed on October 15, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 9 level
NBB versus AFS BPay: the parameters behind the verdict, then further details
ParameterNBBAFS BPay
PriceFreeFree
Rating4.7 (1.1K ratings) — better—
Positive reviews40.8% of reviews—
Number of ratings1.1K — better—
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.6
Further details — not scored
Size902 MB58 MB
Age rating4+4+
DeveloperNational Bank of BahrainAFS M-Banking

Bugs and requests

NBB

Reported bugs

4 issues
  • Login screen freezes
  • OTP mechanism not working correctly
  • Inability to update personal information (e.g., CPR) through the app
  • Disappearance of credit cards and other features after updates

Requested features

4 requests
  • Expand digital banking capabilities (e.g., fixed deposits, international transfers)
  • Improve stability and reliability of the app
  • Provide better guidance and troubleshooting for common issues
  • Enhance the overall user experience with more intuitive design and functionality

AFS BPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

NBB

No in-app purchases

None

AFS BPay

No in-app purchases

Questions

Is NBB free?
NBB is free to download, with no in-app purchases.
Is AFS BPay free?
AFS BPay is free to download, with no in-app purchases.
Do NBB or AFS BPay have ads?
Neither NBB nor AFS BPay shows ads.
Which is updated more often, NBB or AFS BPay?
NBB ships an update every 2 weeks, and AFS BPay every 5 weeks. Most recently, NBB was updated on October 15, 2026 and AFS BPay on October 11, 2026.

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