Comparison

FasterPay vs Finsei

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FasterPay

Send and receive money globally, make instant online purchases, and manage multiple currencies. Track your transactions with real-time notifications and enjoy secure storage for your payment cards. Offers fast registration and 24/7 support.

Highlights
  • Cross-border payments
  • Instant online purchases
  • Encrypted card vault
  • Universal QR code payments
  • Instant money transfers
  • International bank transfers
  • Multi-currency support
Features
Read full description

Send and receive payments across the globe and make online purchases instantly, using the FasterPay app. Safe in the knowledge of exactly where your money is with real-time notifications. Allowing you to track your payments from start to finish. All whilst saving money by avoiding excessive exchange fees. Download the FasterPay app to join the FasterPay community. This will entitle you to a whole host of features: *Fast Registration* Living up to our brand name, our registration process is fast! Comprising of just a few simple steps. Our app allows you to create a FasterPay account, purely from your mobile device, in minutes. *Encrypted Vault* Providing speed without compromising safety. The FasterPay Encrypted Vault allows you to Save numerous cards in a single safe place. Giving you complete peace of mind as your money travels the world. *Universal QR Code payments* Make online purchases and send and receive payments, simply by scanning your individual QR Code! Whether you are making a purchase online or sending money to a friend. It can all be done by effortlessly scanning a QR Code. This feature allows you to pay via your mobile device in seconds. *Instant Money Transfers* When time is of the essence, you can rely on the FasterPay app to get your money transferred instantly. Our app enables you to transfer money to FasterPay accounts in seconds. *International Bank Transfer* Compatible with international banks. You can effortlessly transfer money to any bank account across the globe using the FasterPay app. *Instant Top-up*   Credit your FasterPay account in seconds from your mobile device. Allowing you to make online purchases, purely from your FasterPay account. *Spread Across Multiple Currencies* The FasterPay app allows you to split your money across more than 20 different currencies. With the touch of a button, you can simultaneously divide your balance into more than 15 other currencies. *Real-time Notifications*   Constant peace of mind! Track the progress of your money, keeping you updated with real-time notifications. *Detailed Transaction History*   Keep track of your spending, allowing you to search for specific transactions across your entire transaction history. *24/7 Support*   FasterPay wants to ensure all of our users can utilise our features seamlessly. To ensure this experience is as painless as possible, we provide 24/7 support from our dedicated and friendly team.

About

Finsei

Manage personal and business finances with multi-currency accounts and Visa cards. Track spending, set limits, and make global payments easily. Ideal for individuals and companies operating internationally.

Highlights
  • Multi-currency accounts
  • Virtual and physical Visa cards
  • Team spending management
  • Real-time transaction tracking
  • Global payments and transfers
  • Budgeting by project/department
  • Instant card controls
Features
Read full description

Finsei is smart banking for people and businesses who live and work globally. Open multi-currency accounts, issue Visa cards, manage team spend and keep both personal and business finances in one modern app. One app for accounts and cards • Open and manage multi-currency accounts • Issue virtual and physical Visa cards in a few taps • Create multi-use cards for everyday spend or subscriptions • Set limits, freeze or close cards instantly whenever you need Stay in control of every payment • See all transactions in real time with clear details • Track spending across cards, teams and projects • Get instant notifications for payments, refunds and declines • Export reports to share with your accountant or team Easy payments at home and abroad • Send and receive transfers in multiple currencies • Pay partners, suppliers and platforms around the world • Use competitive FX rates and avoid unnecessary fees • Link your cards to Apple Pay for fast, contactless payments Built for business and teams • Open business accounts and issue cards to your team • Set individual limits and merchant controls per card • Separate budgets by projects, clients or departments • Keep personal and company spend clearly separated but easy to manage Security you can trust • Protected by the Visa network and modern anti-fraud tools • Instant card freeze and detailed permissions • Secure identity verification and regulatory compliance • Infrastructure designed with privacy and data protection in mind Finsei is for companies, founders and individuals who expect their banking to keep up with the way they work. We keep improving the app with new features, localisations and performance updates, so you can focus on your business, not on banking.

Screenshots

FasterPay4 screens
Finsei4 screens

Verdict

The call

The clearest difference is rating: Finsei at 4.8 against FasterPay's 3.5. FasterPay's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Finsei holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: FasterPay has 31 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

FasterPay ships an update every 2 weeks, Finsei every 3 weeks. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
FasterPay versus Finsei: the parameters behind the verdict, then further details
ParameterFasterPayFinsei
PriceFreeFree
Rating3.5 (31 ratings)4.8 (5 ratings) — better
Positive reviews18.2% of reviews—
Number of ratings31 — better5
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPod — betteriPhone
Requires iOS15 — better16.4
Further details — not scored
Size165 MB151 MB
Age rating4+4+
DeveloperFasterPay LtdFinsei LTD

Customer experience

FasterPay

All ratings31 ratings
Positive64.5%
Neutral0.0%
Negative35.5%
Written reviews77 reviews
Positive18.2%
Neutral1.3%
Negative80.5%

Finsei

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FasterPay

No in-app purchases

None

Finsei

No in-app purchases

Questions

Is FasterPay free?
FasterPay is free to download, with no in-app purchases.
Is Finsei free?
Finsei is free to download, with no in-app purchases.
Which has better reviews, FasterPay or Finsei?
Finsei is rated higher. FasterPay averages 3.5 out of 5 from 31 ratings, while Finsei averages 4.8 from 5 ratings.
Do FasterPay or Finsei have ads?
Finsei shows ads; FasterPay does not.
Which is updated more often, FasterPay or Finsei?
FasterPay ships an update every 2 weeks, and Finsei every 3 weeks. Most recently, FasterPay was updated on October 24, 2026 and Finsei on October 24, 2026.

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