TipMe Sub vs SaoPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TipMe Sub
This application facilitates money withdrawal from a digital wallet for designated agents. Sub-agents can accept or decline withdrawal requests after the customer verifies the transaction with an OTP. Both sub-agents and super-agents can view incoming withdrawal requests.
- Withdrawal request management
- OTP verification for withdrawals
- Accept/decline withdrawal requests
- View incoming requests
- Agent role management
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This app is to be used only by sub-agents who will be created by a super-agent so that the sub-agents can help them to be available for a wide range of people who are willing to withdraw their money deposited in their TipMe wallet. In the withdrawal confirmation process, the OTP will be sent to the customer only and customer will have to share this OTP with agent so that he can carry out the withdrawal. Any sub-agent can accept or decline the withdrawal request as per the conditions. All sub-agents and super agents can see the incoming withdrawal requests.
SaoPay
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At SAO, we believe everyone should enjoy simple, secure, and stress-free financial services. We’re proudly African and here to make your everyday life easier. With our all-in-one platform, you can deposit and withdraw cash at local SAO Agents, pay for what you need with your SAO Card, and send money instantly to friends and family using SAO Send. It’s your money—use it your way.
Screenshots
Verdict
The clearest difference is update cadence: SaoPay at fortnightly against TipMe Sub's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TipMe Sub ships an update every 3 months, SaoPay fortnightly. The most recent releases landed on October 8, 2026 and September 29, 2026 respectively.
| Parameter | TipMe Sub | SaoPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.4 — better | 13.0 |
| Further details — not scored | ||
| Size | 25 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Sustain Staffing LLC. | Golden Tintona Investment LLC |
In-app purchases
TipMe Sub
No in-app purchases
SaoPay
No in-app purchases
