SafulPay vs SaoPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SafulPay
Manage your finances with instant transactions and bill payments. This app offers multiple wallet options and top-tier security for all users in Sierra Leone.
- Instant money transfers
- Manage up to 5 wallets
- Secure, encrypted transactions
- Link mobile wallets and cards
- Bill payment functionality
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Welcome to SafulPay, where finance just got better! Experience a new era of convenience with instant transactions, bill payments, and financial control at your fingertips. Key Features: • Instant Transfers: Send and receive money quickly across Sierra Leone. • Multi-Wallet Options: Manage up to 5 wallets (Personal, Joint, Agent, Merchant). • Top Security: Enjoy encrypted, secure transactions with strong authentication. With a user-friendly interface linking mobile wallets and cards, SafulPay promotes financial inclusivity for all Sierra Leoneans. Whether you're an individual or business owner, join the financial evolution—download SafulPay now!
SaoPay
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At SAO, we believe everyone should enjoy simple, secure, and stress-free financial services. We’re proudly African and here to make your everyday life easier. With our all-in-one platform, you can deposit and withdraw cash at local SAO Agents, pay for what you need with your SAO Card, and send money instantly to friends and family using SAO Send. It’s your money—use it your way.
Screenshots
Verdict
SafulPay and SaoPay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SafulPay ships an update monthly, SaoPay fortnightly. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.
| Parameter | SafulPay | SaoPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 64 MB | 36 MB |
| Age rating | 17+ | 4+ |
| Developer | TECH'N GOODWILL (T&G) LIMITED | Golden Tintona Investment LLC |
In-app purchases
SafulPay
No in-app purchases
SaoPay
No in-app purchases








