Comparison

hipay vs NEO.App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

hipay

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

Highlights
  • Instant payments at 13,000+ Mongolian merchants
  • Cross-border payments for tickets and eSIMs
  • Access to loans, insurance, and investments
  • Mini apps for entertainment and shopping
  • Global payment acceptance for merchants
Features
Read full description

Хүссэн газраа, Хүссэнээрээ төл 13,000+ мерчантад Хэтэвч, Карт, Зээлийн үйлчилгээг ашиглан төлбөрөө хормын дотор шийдээрэй. Хил давсан ч Хамтдаа Аялалын тасалбар, eSIM-ээ захиалаад, 40+ улсад Alipay+, WeChat-аар төлбөр хүлээн авах газар валют солихгүйгээр, хүссэнээрээ төлөх боломжтой. Санхүүгээ ухаалгаар удирд Зээл авах, даатгал хийлгэх, хөрөнгө оруулах, гадаад руу мөнгө шилжүүлэх гээд санхүүгийн цогц үйлчилгээг Hipay-р шийдээрэй. Уйдах завгүй амьдрал Контент үзэх, тоглоом цэнэглэх, онлайн дэлгүүр хэсэх гээд өдөр тутмын бүх хэрэгцээг хангах Мини апп-ууд таныг хүлээж байна. Дэлхийн төлбөрийг Монголд Hipay мерчантууд 14 улсын 16 цахим хэтэвчнээс Hipay QR ашиглан шууд төлбөр хүлээн авах боломжтой. Pay Anywhere, Any Way Instantly pay at 13,000+ merchants across Mongolia using your Wallet, Cards, or Credit services. Together Across Borders Book tickets and eSIMs, and pay your way at Alipay+ and WeChat accepted merchants in 40+ countries—no currency exchange needed. Smart Financial Management Access comprehensive services like Loans, Insurance, Investments, and International Transfers all in one place. Limitless Lifestyle Explore Mini Apps for all your daily needs—from streaming content and gaming top-ups to online shopping. Accept Global Payments Hipay merchants can seamlessly accept payments from 16 e-wallets across 14 countries via Hipay QR.

About

NEO.App

A comprehensive system designed to simplify daily tasks, making them faster, smarter, and more seamless. Experience a new way to manage your life with a personalized approach and a clean interface.

Highlights
  • Smart and clean user interface
  • Personalized experience
  • Multiple functionalities
  • Task simplification
  • Seamless daily operations
Features
Read full description

Neo App – Амьдралыг хөнгөвчлөх цоо шинэ супер апп Neo бол ердөө апп биш. Энэ бол танд зориулсан шийдэл юм. Таны амьдралын хэмнэлд нийцсэн, өдөр тутмын олон үйлдлийг илүү хурдан, ухаалаг, төвөггүй байдлаар гүйцэтгэхэд зориулагдсан цогц систем. Гэхдээ яг юу хийж чаддагийг нь… өөрөө туршиж үзээрэй. Онцлогуудаас: • Ухаалаг, цэвэрхэн хэрэглэгчийн интерфэйс • Хувийн тохиргоонд суурилсан туршлага • Олон боломжууд Зээлийн нөхцөл: Зээлийн дүн: 50,000 MNT - 200,000 MNT Үйлчилгээний шимтгэл: 0 MNT Зээлийн эргэн төлөлт: Таны сонголтоор буюу 3, 4, 5, 6 сар Мөн та ямар ч хугацаатай зээл авсан тухайн зээлээ 3 удаа сунгах эрхтэй. APR: 30% - 36% Жишээлбэл: Зээлийн дүн: 200,000 MNT Үйлчилгээний шимтгэл: 0 ₮ Зээлийн эргэн төлөлт: 3 сар хугацаатай APR: 36% Сарын төлөлт: 70,762.38 ₮ Хүү: 12,287.14 ₮ Нийт төлөлт: 212,287.14 ₮ Neo.app Шинэ.апп

Screenshots

hipay4 screens
NEO.App4 screens

Verdict

The call

The clearest difference is rating: NEO.App at 5.0 against hipay's 4.1. NEO.App also leads on update cadence (every 5 days vs every 5 weeks). hipay's advantage is ratings volume (16 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NEO.App holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: hipay has 16 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

hipay ships an update every 5 weeks, NEO.App every 5 days. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 7 level
hipay versus NEO.App: the parameters behind the verdict, then further details
ParameterhipayNEO.App
PriceFreeFree
Rating4.1 (16 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews—
Number of ratings16 — better1
Update frequencyEvery 5 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 — better16.6
Further details — not scored
Size105 MB176 MB
Age rating4+17+
DeveloperHigh Payment Solutions LLCBonum LLC

Customer experience

hipay

All ratings16 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

NEO.App

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

hipay

No in-app purchases

None

NEO.App

No in-app purchases

Questions

Is hipay free?
hipay is free to download, with no in-app purchases.
Is NEO.App free?
NEO.App is free to download, with no in-app purchases.
Which has better reviews, hipay or NEO.App?
NEO.App is rated higher. hipay averages 4.1 out of 5 from 16 ratings, while NEO.App averages 5.0 from 1 ratings.
Do hipay or NEO.App have ads?
Neither hipay nor NEO.App shows ads.
Which is updated more often, hipay or NEO.App?
hipay ships an update every 5 weeks, and NEO.App every 5 days. Most recently, hipay was updated on October 24, 2026 and NEO.App on October 16, 2026.

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