hipay vs HiCargo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
hipay
This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.
- Instant payments at 13,000+ Mongolian merchants
- Cross-border payments for tickets and eSIMs
- Access to loans, insurance, and investments
- Mini apps for entertainment and shopping
- Global payment acceptance for merchants
Read full descriptionHide full description
Хүссэн газраа, Хүссэнээрээ төл 13,000+ мерчантад Хэтэвч, Карт, Зээлийн үйлчилгээг ашиглан төлбөрөө хормын дотор шийдээрэй. Хил давсан ч Хамтдаа Аялалын тасалбар, eSIM-ээ захиалаад, 40+ улсад Alipay+, WeChat-аар төлбөр хүлээн авах газар валют солихгүйгээр, хүссэнээрээ төлөх боломжтой. Санхүүгээ ухаалгаар удирд Зээл авах, даатгал хийлгэх, хөрөнгө оруулах, гадаад руу мөнгө шилжүүлэх гээд санхүүгийн цогц үйлчилгээг Hipay-р шийдээрэй. Уйдах завгүй амьдрал Контент үзэх, тоглоом цэнэглэх, онлайн дэлгүүр хэсэх гээд өдөр тутмын бүх хэрэгцээг хангах Мини апп-ууд таныг хүлээж байна. Дэлхийн төлбөрийг Монголд Hipay мерчантууд 14 улсын 16 цахим хэтэвчнээс Hipay QR ашиглан шууд төлбөр хүлээн авах боломжтой. Pay Anywhere, Any Way Instantly pay at 13,000+ merchants across Mongolia using your Wallet, Cards, or Credit services. Together Across Borders Book tickets and eSIMs, and pay your way at Alipay+ and WeChat accepted merchants in 40+ countries—no currency exchange needed. Smart Financial Management Access comprehensive services like Loans, Insurance, Investments, and International Transfers all in one place. Limitless Lifestyle Explore Mini Apps for all your daily needs—from streaming content and gaming top-ups to online shopping. Accept Global Payments Hipay merchants can seamlessly accept payments from 16 e-wallets across 14 countries via Hipay QR.
HiCargo
Track your orders and deliveries with a visually appealing and user-friendly interface. This app offers a smarter way to manage your cargo system, making the process easy and fast.
- New, attractive, and easy-to-use design
- Track order and delivery progress
- Fast and simple management
- Smarter cargo system
Read full descriptionHide full description
HiCargo аппликейшн! Шинэ загвар – Илүү үзэмжтэй, ашиглахад амар Захиалга, хүргэлтийн явцаа хянах – Хялбар бөгөөд хурдтай Карго системээ илүү ухаалгаар..
Screenshots
Verdict
The clearest difference is rating: hipay at 4.1 against HiCargo's 1.0. hipay also leads on ratings volume (16 vs 1). HiCargo's advantage is update cadence (every 10 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
hipay holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: hipay has 16 ratings behind it against 1, so its average is the more settled of the two.
hipay ships an update every 5 weeks, HiCargo every 10 days. The most recent releases landed on September 14, 2026 and June 4, 2026 respectively.
| Parameter | hipay | HiCargo |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (16 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 16 — better | 1 |
| Update frequency | Every 5 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 105 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | High Payment Solutions LLC | HIBOX LLC |
Customer experience
hipay
HiCargo
In-app purchases
hipay
No in-app purchases
HiCargo
No in-app purchases
