Comparison

hipay vs Smart Darkhan

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

hipay

This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.

Highlights
  • Instant payments at 13,000+ Mongolian merchants
  • Cross-border payments for tickets and eSIMs
  • Access to loans, insurance, and investments
  • Mini apps for entertainment and shopping
  • Global payment acceptance for merchants
Features
Read full description

Хүссэн газраа, Хүссэнээрээ төл 13,000+ мерчантад Хэтэвч, Карт, Зээлийн үйлчилгээг ашиглан төлбөрөө хормын дотор шийдээрэй. Хил давсан ч Хамтдаа Аялалын тасалбар, eSIM-ээ захиалаад, 40+ улсад Alipay+, WeChat-аар төлбөр хүлээн авах газар валют солихгүйгээр, хүссэнээрээ төлөх боломжтой. Санхүүгээ ухаалгаар удирд Зээл авах, даатгал хийлгэх, хөрөнгө оруулах, гадаад руу мөнгө шилжүүлэх гээд санхүүгийн цогц үйлчилгээг Hipay-р шийдээрэй. Уйдах завгүй амьдрал Контент үзэх, тоглоом цэнэглэх, онлайн дэлгүүр хэсэх гээд өдөр тутмын бүх хэрэгцээг хангах Мини апп-ууд таныг хүлээж байна. Дэлхийн төлбөрийг Монголд Hipay мерчантууд 14 улсын 16 цахим хэтэвчнээс Hipay QR ашиглан шууд төлбөр хүлээн авах боломжтой. Pay Anywhere, Any Way Instantly pay at 13,000+ merchants across Mongolia using your Wallet, Cards, or Credit services. Together Across Borders Book tickets and eSIMs, and pay your way at Alipay+ and WeChat accepted merchants in 40+ countries—no currency exchange needed. Smart Financial Management Access comprehensive services like Loans, Insurance, Investments, and International Transfers all in one place. Limitless Lifestyle Explore Mini Apps for all your daily needs—from streaming content and gaming top-ups to online shopping. Accept Global Payments Hipay merchants can seamlessly accept payments from 16 e-wallets across 14 countries via Hipay QR.

About

Smart Darkhan

Features
Read full description

Дижитал Дархан аппликейшн эь олон төрлийн үйлчилгээг агуулсан цогц платформ бөгөөд дараах үйлчилгээгүүдийг агуулна. - Санал хүсэлт - Өргөдөл гомдол - Эрүүл мэнд - Боловсрол - Орон зайн мэдээлэл - Мэдээ, мэдээлэл - Цахим хурал - Үйлчилгээний төлбөр - Судалгаа, санал асуулга

Screenshots

hipay4 screens
Smart Darkhan4 screens

Verdict

The call

The clearest difference is update cadence: Smart Darkhan at fortnightly against hipay's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

hipay ships an update every 5 weeks, Smart Darkhan fortnightly. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 9 level
hipay versus Smart Darkhan: the parameters behind the verdict, then further details
ParameterhipaySmart Darkhan
PriceFreeFree
Rating4.1 (16 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings16 — better—
Update frequencyEvery 5 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size105 MB39 MB
Age rating4+17+
DeveloperHigh Payment Solutions LLCAble Soft

In-app purchases

None

hipay

No in-app purchases

None

Smart Darkhan

No in-app purchases

Questions

Is hipay free?
hipay is free to download, with no in-app purchases.
Is Smart Darkhan free?
Smart Darkhan is free to download, with no in-app purchases.
Do hipay or Smart Darkhan have ads?
Neither hipay nor Smart Darkhan shows ads.
Which is updated more often, hipay or Smart Darkhan?
hipay ships an update every 5 weeks, and Smart Darkhan fortnightly. Most recently, hipay was updated on October 24, 2026 and Smart Darkhan on October 9, 2026.

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