Comparison

MODO vs Munibanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MODO

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

Highlights
  • Connect bank accounts and cards
  • QR and contactless payments
  • Discover instant discounts and benefits
  • Recharge services (SUBE, mobile, etc.)
  • Send money to contacts without CBU/alias
  • View all account balances
Read full description

MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.

About

Munibanking

Manage your finances securely and quickly from your mobile device. Perform operations like checking balances, making transfers, and paying bills. Recharge your transport card and mobile phone with ease.

Highlights
  • Consult balances and movements
  • Generate tokens
  • Secure transfers
  • Pay and adhere taxes and services
  • Recharge transport and mobile
  • Fast and secure operations
Features
Read full description

Con Munibanking vas a poder gestionar con tu celular de manera rápida y segura en todo momento. Desde la app realizá las siguientes operaciones: • Consultar Saldos y Movimientos • Generar token. • Transferir de manera más segura • Pagar y adherir Impuestos y Servicios • Recargar tu tarjeta de transporte y tu celular. Descargate la APP y ¡Empezá a operar más fácil y seguro con Munibanking!

Screenshots

MODO4 screens
Munibanking4 screens

Verdict

The call

The clearest difference is ads: Munibanking at none against MODO's shown. Munibanking also leads on rating (5.0 vs 4.8). MODO's advantage is ratings volume (1.3K vs 1) and update cadence (weekly vs monthly). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Munibanking holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

MODO ships an update weekly, Munibanking monthly. The most recent releases landed on September 26, 2026 and September 24, 2026 respectively.

Scorecard4 real differences · 6 level
MODO versus Munibanking: the parameters behind the verdict, then further details
ParameterMODOMunibanking
PriceFreeFree
Rating4.8 (1.3K ratings)5.0 (1 ratings) — better
Positive reviews27.9% of reviews—
Number of ratings1.3K — better1
Update frequencyWeekly — betterMonthly
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.016.0
Further details — not scored
Size193 MB84 MB
Age rating12+12+
DeveloperPlay Digital SABanco Municipal de Rosario

Customer experience

MODO

All ratings1,279 ratings
Positive96.1%
Neutral1.2%
Negative2.7%
Written reviews86 reviews
Positive27.9%
Neutral7.0%
Negative65.1%

Munibanking

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MODO

Reported bugs

3 issues
  • Login and registration failures
  • Inability to transfer funds or make payments
  • Glitches with QR code scanning

Requested features

3 requests
  • Add NFC payment support
  • Improve notification settings
  • Streamline account management and linking

Munibanking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MODO

No in-app purchases

None

Munibanking

No in-app purchases

Questions

Is MODO free?
MODO is free to download, with no in-app purchases.
Is Munibanking free?
Munibanking is free to download, with no in-app purchases.
Which has better reviews, MODO or Munibanking?
Munibanking is rated higher. MODO averages 4.8 out of 5 from 1.3K ratings, while Munibanking averages 5.0 from 1 ratings.
Do MODO or Munibanking have ads?
MODO shows ads; Munibanking does not.
Which is updated more often, MODO or Munibanking?
MODO ships an update weekly, and Munibanking monthly. Most recently, MODO was updated on September 26, 2026 and Munibanking on September 24, 2026.

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